How Can I Get Grants and Other Money So I Don’t Have College Debt?

by Lynnette Khalfani-Cox, The Money Coach on January 25, 2010

in Family Finances, Paying for College, Saving Money, Student Loans

Q: I Want to Go Back to College To Further My Education But Don’t Want Student Loans. How Can I Get Grants and Other Money So I Don’t Have College Debt?

A: There are lots of ways to go to school without taking out a ton of student loans. If you’re working, start by asking whether your employer has a tuition assistance plan.

If not, begin aggressively seeking out scholarships for which you may qualify – based on everything from your gender and ethnic background to your major and certain hobbies you have.

Consult a good online database, such as, which lists thousands of scholarships. Be persistent in finding grants too. Like scholarships, they don’t have to be repaid.

Find grants via a specific department at the college you are considering, like the Business School or the Science Department. Also, the financial aid officer at any school you’re considering can tell you about Work Study opportunities to pay for college.

Work study programs – where you work, say, in the library or the computer lab and get paid or receive a discount on tuition – help minimize your school fees or the money you spend on room and board.

Lastly, you could seek out paid internships to help you foot your college bills. In years past, students interned without pay, just to get valuable work experience and make connections.

Today, with the high price tag of a college education, you don’t have the luxury of working free of charge. So seek out paid internships in your industry where you get a decent paycheck, along with work experience and access to professional colleagues and mentors.



This Article Answered The Following Money Questions:

  • i want to go back to school but have no money
  • how to go to school without working
  • dont have the money to go to college
  • get money you dont have to pay back
  • i dont have money but I want to go back to school
  • i want to go back to school but I dont have enough money

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