If my husband dies, am I responsible for his debts?

by Lynnette Khalfani-Cox, The Money Coach on January 26, 2010

in Couples and Money, Credit Cards, Debt, Family Finances, Loans


Q: If My Husband Builds Up a Lot of Credit In His Name and One Day He Dies Am I Responsible for His Bills? We are Married But Never Lived Together

A: If someone passes away and leaves credit card debts or other bills, those obligations are not automatically transferred to the person’s heirs or surviving relatives, provided those individuals were not listed as joint owners or co-signers of the debt. So as long as you did not have joint accounts – such as credit cards, auto loans, a mortgage, etc. – and the debts that he incurred were his alone, you would not be forced to pay those bills in the event he dies.


This Article Answered The Following Money Questions:

  • wrapperios
  • if my spouse passes away am i responsible for her loans
  • Will I be required to pay my husbands redits whe he is dessest
  • who is responsible for any kind of debt if spouse passes
  • What is my responsibility for the medical bills of my husband when he passes?
  • if only my husband name is on credit card he passed away do i have to pay them

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