Q. What is the correct way to request all three of my credit reports each year for free?
A. To get all three of your credit reports, free of charge, go to AnnualCreditReport.com. AnnualCreditReport.com is the federally mandated website that the United States government required the three main credit bureaus – Equifax, Experian and TransUnion – to set up to provide consumers with complimentary credit reports. You are entitled to get one report, from each bureau, every 12 months. Read this article to understand what are the key differences between Equifax, Experian and Trans Union credit reports.