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AskTheMoneyCoach.com is a free, financial-advice blog designed to educate the public about a range of money-management topics.
AskTheMoneyCoach.com was co-founded by Earl Cox and Lynnette Khalfani-Cox, The Money Coach®.
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- Four Tax Credits That Can Give You a Big Fat Income Tax Refund Check From the IRS
- How Can I Lower My Income Taxes?
- If I Take A Loan From My 403(b) Will I Get Taxed On It?
- What to do if someone filed a tax return in your name and stole your credit identity
- What To Do With That 1099-C From Forgiven or Settled Credit Card Debt
- 6 Guidelines to Help You Maximize Your Credit Score
- An Easy Primer on Understanding and Raising Your Credit Scores
- Can Being Added as an Authorized User on Someone Else’s Credit Card Account Boost My Credit Score?
- How a Credit Card Balance Transfer Can Improve Your Credit Score
- How to Quickly Boost Your Credit Score
- I Lost my Social Security Card, Now What Do I Do?
- Seven Ways To Pay Off Your Student Loans
- Someone Stole My Social Security Number To File Taxes. What Should I Do?
- How to Compare Your Equifax, Experian and TransUnion Credit Reports
- Key Differences Between Equifax, Experian and TransUnion Credit Reports
- FTC Cracks Down on Payday Lenders Big Sky Cash and Western Sky for Illegal Wage Garnishments
All information on this blog is for educational purposes only.
Lynnette Khalfani-Cox, The Money Coach, is not a certified financial planner, registered investment adviser, or attorney.
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Hello:
I would like to find out if I have a 401K laying around, and I cannot seem to see any space on this site, to ask the question, that is: there is no space for First Name, Last Name, City, State – so I cannot find out about this important issue. Can you help me?
Thank you,
Joan Hamilton
I have to start receiving money from my IRA in December($3400), where can I put this money to get the best interest rate?
Morning,
I have a Private Loan of $120k. I can not afford to pay this debt. One of my relative is the co-signer of this debt and they are paying off the loan, but with this economy they can not afford to keep paying the loan.
Is there any tip or something I can do to lower this loan or get rid of this private loan?
Thanks in advance
hello , I am 24, and have been getting a disability check since I was born of 700.00 a month , and it goes directly to my bank account , am I too available for a loan>>??
I read your article about paying back student loans and have a follow-up question about having your employer pay for them.
I have recently been asked to spend 2 years as an expat and would like to use opportunity to negotiate the payment of my student loans as an incentive to move.
Can the company use the money paid towards my loans as a tax write off (in Germany)? What is a realistic amount to ask them pay? It will be around 60k € for them to pay them all off.
I understood that at a salaried position, the fewer allowances you claim on your W-4, the more money will be withheld for federal taxes (typically resulting in a refund at tax time). The last two years I have changed jobs twice and claimed 0 allowances on my W-4, but both years I ended up owing at tax time. How is this possible, and how to I remedy it?
My husband and I recently got married about a year ago. My credit was almost completely ruined at that point because of a foreclosure that is now six years old, and several credit card charge offs and a vehicle repossession that are all almost now four years old. I was very young when I got married the first time, went through a terrible divorce resulting in all of these credit issues. I had no idea at that time the lasting effects it would have on my future credit abilities. My husband went through a similar situation with his ex, and with several months of unemployment that resulted in almost $20,000 in credit cards being charged off. All of these accounts are now in collections, and are about two years old. Now, we recently had a baby and only have one income again. I’m looking for part time work. His car payment is $513 per month, which is much more than we can afford. Would we be better off letting the car go back to the bank since both of our credit is already ruined? The car is in his name only. Since his credit is already ruined for the next five years at least…what should we do? Catching up on his car payments is unfortunately not an option for us. Since we both have terrible credit, we can’t even qualify to get a loan for a less expensive car.
If I become delinquent or default in my student loan, can sallie mae garnish welfare benefits such as tanf?
direct loan/sallie may wants to consolidate ALL my subsidized and unsubsidized federal student loans to a high 6.8 percent. How do i negotiate this down as they are not budging!
thanks
john
I have been separated for six years and have filed taxes in this manner. My ex and I have separated everything including bank accounts BUT we kept each other on as an “OR” so that if anything happened to either of us, we would have access. We have three kids. Now I just found out, he never changed his address for W2 and banks because they were online? We just filed financial aid for one of our kids and we need to submit documents – is this going to be a problem? I am so mad!
Why is it not a good idea to get a tax refund?
I have a car that’s in my name and it is paid for. My husband is on the insurance. He wants to trade the car in, but I don’t. Can he trade the car in without my consent?
should my wife file seperately if i have a tax lien for child support?
I have a 401k from an old job that I left in 2003. this 401 is almost back to what it was prior to the economic plummet. I had contributed to that 401k for about 10 years. I left it untouched when I left the organization. I have since been working for a new organization that has a similar plan and actively participating since I went full time about 4 years ago. The size is much smaller than the old 401k. Is it better to move the old 401k to the new 401k, leave them separate or other option? I am 60 years old. Although we are not quite ready for retirement, we have to look at all the options. Your suggestions are greatly valued. Thanks
I am a 62 year old female and I am working full time. I have a simple IRA through my job and I was wondering what per cent of my portfolio (about seven thousand dollars) should be in stocks. I want to play it safe, but not too safe. Thank you