Topic: Credit Reports

Q: Should I Get All Three Credit Reports At Once, Or View Them At Different Times Over the Year?

A: Once you are ready to request your free credit reports from the credit bureaus via, you have the option of getting those reports in one of two ways: all at once, or over a period of several months, perhaps even up to a year. But to maximize your credit rating and to improve your credit knowledge, the optimal strategy is to obtain all three credit reports simultaneously.

Top questions answered in credit reports:

  • Trans Union credit score range
  • Experian vs. Equifax vs Transunion
  • Experian vs. Equifax

Last Updated 11th December, 2014 I get a lot of questions on from people who want to improve their credit scores or fix issues with their credit reports. This doesn’t surprise me, since your credit can determine everything from your ability to rent an apartment to your auto insurance rates to whether you get […]

Last Updated 15th September, 2014   If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent accounts, judgments, and other adverse information stays on your report.   By law, certain types of information must be […]