Last Updated 15th September, 2014 If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent accounts, judgments, and other adverse information stays on your report. By law, certain types of information must be […]
Topic: Credit Reports
Q: Should I Get All Three Credit Reports At Once, Or View Them At Different Times Over the Year?
A: Once you are ready to request your free credit reports from the credit bureaus via http://www.annualcreditreport.com, you have the option of getting those reports in one of two ways: all at once, or over a period of several months, perhaps even up to a year. But to maximize your credit rating and to improve your credit knowledge, the optimal strategy is to obtain all three credit reports simultaneously.
Top questions answered in credit reports:
- Trans Union credit score range
- Experian vs. Equifax vs Transunion
- Experian vs. Equifax
Last Updated 9th June, 2014 Q: I recently found a car I really liked and could afford, however, when auto dealer at Toyota wanted to run my credit, (over phone, by the way) with my approval, he called back and said, no credit history is coming up on all three reports…I just pulled all three credit […]