Topic: Credit Reports


Q: Should I Get All Three Credit Reports At Once, Or View Them At Different Times Over the Year?

A: Once you are ready to request your free credit reports from the credit bureaus via http://www.annualcreditreport.com, you have the option of getting those reports in one of two ways: all at once, or over a period of several months, perhaps even up to a year. But to maximize your credit rating and to improve your credit knowledge, the optimal strategy is to obtain all three credit reports simultaneously.


Last Updated 15th September, 2014   If you are diligent about monitoring your credit report regularly and take steps to maintain a healthy credit score, you may be wondering how long negative information such as delinquent accounts, judgments, and other adverse information stays on your report.   By law, certain types of information must be […]

Last Updated 9th June, 2014   Q: I recently found a car I really liked and could afford, however, when auto dealer at Toyota wanted to run my credit, (over phone, by the way) with my approval, he called back and said, no credit history is coming up on all three reports…I just pulled all three credit […]

Last Updated 9th June, 2014 Getting your free credit reports is an important aspect of managing your credit and keeping tabs on your overall finances.   Fortunately, you don’t have to pay for this. You can actually access each of your credit files online, instantly, and free of charge. This Article Answered The Following Questions:equifax cant deliver […]

Last Updated 17th April, 2014 If you to want to look good to anyone who’s watching you, it’s important to create a beautiful profile — a beautiful credit profile, that is!   Who might be watching you? Lenders, credit card companies, even prospective employers all might want to see your credit report. So it’s important […]