Over 1-in-5 Americans Admit to Having Been a Loan Shark, Finds Study
Key Findings: 39% of lenders reported a deterioration in their relationships with friends or family following a loan. Two-thirds lamented their decision to lend money
Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.
For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.
Key Findings: 39% of lenders reported a deterioration in their relationships with friends or family following a loan. Two-thirds lamented their decision to lend money
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Learn about the importance of credit scores for parents and how to set a solid financial foundation for your family. Secure a strong financial future for your children.
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Discover effective strategies for pre-retirees with good credit scores to unlock college funding. Get insights on maximizing financial aid and scholarships.
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