credit card reform

Last Updated 5th March, 2013 Q: Do gift cards have an expiration date and can I extend the date if there is one? A: If you have a gift card – perhaps something a card you received during the holidays or as a birthday gift – and you’re worried about it expiring, there’s no need […]

Last Updated 13th September, 2013Sometimes, one easy phone call is all it takes to get the interest rate on a credit card lowered. However, many people are reluctant to make that call, because they mistakenly believe that creditors won’t be willing to negotiate. Even amid the credit crunch, however, banks and other credit card issuers […]