Q: Hello, In 1983 I took out a student loan (private loan backed by the government) for my college education. After attending for 2 years, I went into the workforce and never returned to complete the other 2 years.
Long story short my loan went into deferment and finally defaulted. I was giving the option to have my income tax refund held and applied towards my loan. This went on from 1985 to 2000.
I am now disabled and living on a fixed income. The US Department of Education now takes money from my disability check. Is there anything I can do to be rid of this or am I trapped until death?