fraud alerts

social_security

Will the SSA Place a Fraud Alert on My Social Security Number?

The Social Security Administration, Office of the Inspector General cannot place a fraud alert on your SSN but they do manage a fraud hotline to investigate instances of fraud. You can contact the U.S. Department of Health Services Office of Inspector General to report various types of fraud, including medical identity theft, Social Security disability …

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Credit Freeze

What is a Credit Freeze and How Can I Use One to Protect My Credit?

Credit freezes help you thwart identity theft by preventing a crook from opening credit in your name. Credit freeze laws, sometimes referred to as “Credit Lock” laws, began in California in 2003. Now, all 50 states in American, in addition to Washington D.C. and Puerto Rico, have laws permitting residents to lock or shut down …

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fraud alert

What is a Fraud Alert and How Do I Put One on My Credit File?

Fraud alerts help you thwart identity theft by preventing a crook from opening credit in your name. There are two types of Fraud Alerts: an Initial Alert and an Extended Alert. With an initial alert, an ID theft warning statement is placed on the bottom of your credit reports. This statement alerts your creditors that …

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identity theft

What Steps Can I Take To Avoid Identity Theft?

Q: What Steps Can I Take To Avoid Identity Theft? A: To decrease your chances of falling victim to identity theft, you should shred sensitive documents before discarding them, never carry your social security card with you, and say no to anyone strangers who solicit you over the phone or via email and ask for …

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