When you look at eating healthy as an investment in your health, you’ll soon realize that you may end up saving a significant amount of money on healthcare costs over your lifetime. However, many people overestimate how much it actually costs to eat healthy and miss out on the opportunity to improve their health and …
You may have heard about the rise of Bitcoins in today’s digital age and they are quickly becoming a popular alternative to cash and credit card transactions. Bitcoins are a legal form of currency as long as they are used for legal purposes. Even though they do not exist in the physical world, they hold …
If you’ve ever been strapped for cash and turned to a payday lender for financial help, it’s possible that the payday loan agreement you entered into is actually illegal. According to a recent story published on PublicIntegrity.org, a man from Puyallup, Washington got a payday loan from Ameriloan, but soon found that the lender was …
Imagine filing your federal taxes with the Internal Revenue Service, only to have your tax return rejected because some crook has already used your Social Security number and claimed a bogus tax refund.
You finally found that perfect nanny or babysitter to care for your kids. Congratulations! But the work isn’t done yet. Did you know that hiring a caregiver comes with tax and payroll responsibilities? While most families are excited to find someone to help care for their little ones, the euphoria sometimes quickly disappears when they …
Now that Christmas, Black Friday and Cyber Monday have all come and gone, many U.S. consumers may be grappling with lingering debt – including credit card bills that could last well into the New Year. According to the National Retail Federation, the average American spent $737 during the holiday season. That works out to $602.1 …
Almost everyone has at least one bathroom that could use a little sprucing up. Why not install some eco-friendly fixtures or materials? These will improve the appearance, save money and help out the environment all at the same time! If you own your home, some of these cost effective upgrades will even increase the value. Let’s start …
Eco-Friendly Updates To Your Bathroom – Save Money, Save The Earth! Read More »
It’s summer, the sun is shining, the kids are out of school, and if you’re stuck in an office right now it’s understandable if you’re day dreaming about cashing in those stockpiled vacation days for a much-needed last-minute summer trip to a tranquil beach somewhere. Or maybe you’re thinking about taking a vacation later this …
How to Travel Using Credit Card Rewards and Avoid Rewards Devaluation Read More »
By Eva Velasquez The term “privacy is dead or is dying” has been bandied around for the last few years. It makes me wonder if the real issue isn’t that privacy is dead, but that it never really was alive in the first place. Is it that times have changed with the Internet so much …
Graduating college is as exciting a time as any. It’s a time for celebration, reflection, and ultimately decision-making. “What’s next?” is a common thought on the minds of millions of graduates this spring; maybe a career, graduate school or … well, who knows? By the way, speaking of graduation. We all know that this special …
By Angie Picardo I was among the lucky few students in the U.S. that graduate college without any loans. After two years at a local community college, I was able to apply for and win a full-tuition scholarship to UC Berkeley. Although I didn’t feel the burden of student debt first-hand, I have scores of …
Alleviating Student Debt Before You Even Graduate Read More »
As a sophomore in high school, the holiday season is an exciting time: there are winter break projects, class-wide Secret Santa missions, and of course getting to spend the Season of Giving with my family and friends. However, I’m noticing a growing trend in the blogosphere: parents saying they will give their kids far fewer presents than …
A Teenager’s View on Why Parents Should Give Their Kids Holiday Gifts Read More »
Yes, it can. Despite the fervent proclamations of bureaucrats and credit bureaus everywhere, a simple fact remains: negative credit listings are deleted from peoples’ credit reports by the thousands each and every day. A few years ago, an attorney from Lexington Law. visited with a regulatory agency for a casual conversation with two agents. The …
The two most important jobs you have as a business owner is getting business and getting paid. Being a bill collector is one the toughest jobs you’ll have as an entrepreneur. But if you take control of the situation up front, you can minimize any delays with payments. The key thing to do is make …
Managing Positive Cash Flow in Your Small Business Read More »
If you are ready to take the leap into entrepreneurship, you must get really focused on your finances, like to bring your invoice template online. It will be a real test to get back to only the bare necessities. Check out billig wordpress hjemmeside design from YGO.dk for your new website. Are you willing to reduce …
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