If you’ve had recent money woes, or even a lifetime of financial problems, it’s time to create a new economic reality. It’s time to think of today as the first... read more →
Filing for bankruptcy is a drastic measure but sometimes you don’t have any other choice. Bankruptcy information stays on your credit report for up to 10 years. Bankruptcy is a legal way to discharge your debts, but filing bankruptcy will have the most negative effect on your credit score. It’s always in your best interest to make sure that information about the filing are reported to the credit bureaus correctly.
Q: I am a single mother of 3 kids and have a debt total of more than $30,000. I don't have any savings or investments, and nothing saved for retirement... read more →
Q: I would like to trade in m car because I am upside down on the car loan and it has 123,000 miles on It. I have a previous voluntary... read more →
Q: My ex-husband filed for bankruptcy without my knowledge before we divorced in 2008. The bankruptcy included a loan on which I was a co-signer. Now my credit score has... read more →
Q: My wife filed for bankruptcy before we were married. Can my income be included in her bankruptcy filing? What is the impact of bankruptcy on my finances? A: There are... read more →
Q: I filed for bankruptcy in 2003. I really don’t want to file again, but I need to get rid of this debt. Where do I start? A: To dig... read more →
Q: I want to file for bankruptcy this year. Should I pay off the small bills that I can afford to pay before I file bankruptcy? A: Filing for bankruptcy... read more →
The number of people filing for personal bankruptcy was up 36.5% in the first half of 2009 from the same period a year before, and more than likely that number... read more →
