The average American family owes $8,000 in credit card debt, according to the American Bankers Association. All together American consumers were carrying $2.564 trillion in total debt in January 2009,... read more →
One of the hardest money habits to break is living off the credit cards. Whether you’ve enjoyed one too many shopping sprees or just count on your credit cards to take care of some bills now and then, increasing your debt load haphazardly is never a smart decision.
