Credit Reports

As a general matter, no one credit bureau report is “more important” than the others.
In today’s economic environment, they are all vitally critical to your personal finances.

thin credit file

Thin Credit File Explained

If you have been told that you have a thin credit file, no credit file or no credit score, it is likely due to one

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How to Dispute Mistakes In Your Credit Report

Consumers write to the credit bureaus for all manner of help. But unfortunately, many of these efforts are misguided. Sometimes people want assistance improving their

mistakes on credit report

How Credit Report Mistakes Happen

Consumer groups estimate that 70% of all credit reports have mistakes in them. That’s an awful lot of misinformation – and it could be costing

free credit report

How Can I Get a Free Credit Report, Again?

Many people know that they can go to http://www.annualcreditreport.com and get a free copy of their credit reports from each of the three major credit

Understanding Your Credit Files

The process of reading and deciphering your Equifax, Experian or TransUnion credit reports may seem daunting at first, especially when you have to pore over

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