Q: "I do not have credit cards, but I do have loan obligations: monthly car note, insurance payments, rent and outstanding debt that I would like to get cleared up.... read more →
One of the biggest financial mistakes you can ever make is taking bad financial advice — or more accurately, applying financial advice the wrong way, at the wrong time, and for the wrong reason.
Following so-called “good” financial advice can actually get you into a world of economic trouble if you’re not careful. So, think about whether any of the following scenarios sound familiar when it comes to advice you might have taken — and later lived to regret.
To hear most financial experts tell it, members of Generation Y are a coddled group of young adults who rely economically on Mom and Dad, routinely rack up big debts... read more →
If you're struggling financially or find yourself out of a job, it might seem difficult to muster up some holiday cheer. But a lack of money doesn't mean you can't... read more →
If you're ready to improve your economic situation in 2011, here are my recommendations for the Top... read more →
Forget about lying, sexual incompatibility or infidelity. The real threat to your relationship may be your (or your partner's) tendency to splurge on things that are outside your budget. As... read more →
Listen to Lynnette Khalfani-Cox, The Money Coach during her appearance on The Daily Drum with host Harold Fisher. The Daily Drum is broadcast on Howard University Radio, WHUR-FM 96.3 FM. ... read more →
I don’t think that I’m alone in battling a split personality when it comes to money. I believe many of us have divided selves as it pertains to our finances.... read more →
If you’re like most adults, you probably want your children, or any youngsters around you, to develop good financial habits. But if you’re like the typical American, you may also... read more →
Garage Sale Riches Buy Now When Isaiah's mom asks him to clean out the family garage, she promises her son that he can keep all the money he makes from... read more →
I have a reader who had a question about marrying into debt, and this is what he wrote me saying: "My girlfriend has a lot of debt. She owes the... read more →
Young adults suffering through the Great Recession are having serious problems getting a handle on their spending, credit and debt woes, according to a new survey out from Western Union.... read more →
Editor's note: Zero Debt is now available in a completely updated 3rd edition. Would you like to be free from financial worries, rest at night knowing your bills are paid,... read more →
Did you know that only 45 percent of all employees in the United States are happy with their jobs? According to the Conference Board, that's the lowest level of employee... read more →
One reason that debt gets out of control for so many people is that 70% of Americans don’t have a budget -- or at least not a realistic budget that... read more →
There are roughly 50 million adults in the United States who operate outside the credit mainstream*. They have no checking account and no credit file whatsoever. Many never had a... read more →
