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Debt

Debt is a multi trillion dollar problem in America. If you look around you, you no doubt know somebody who has debt of some kind. You probably even have debt of your own you’re looking to pay off.

A pencil eraser erases the word "Debt" on a piece of paper, leaving eraser shavings scattered around, symbolizing a journey to becoming debt free.

5 Ways to Get Debt Free

If one of your financial resolutions is to become debt free, you may be looking at a pile of bills and fretting over how you’ll pay

A hand uses an eraser to partially erase the word "DEBTS" written in black on lined paper, symbolizing the effort to reduce mounting debt.

Tips for Dealing with Mounting Debt

Results of a study recently released by the Urban Institute revealed that more than 35 percent of Americans are behind with debt collectors. Falling behind on

Best Credit Card

Will Credit Counseling Hurt My Credit Rating?

Q: Hello Ms. Khalfani-Cox. Is it better to work with a debt management company and pay off a lot of creditors every month over a long period

Should you pay off old debt?

Should You Pay a Charged Off Debt?

Q: Should I settle in full on an account that has already been closed or charged off? Or should I demand a paid in full

Signpost with two arrows: one blue arrow pointing left labeled "SAVE" and one red arrow pointing right labeled "SPEND." Choose wisely and consider paying off debt for a brighter financial future.

Should You Pay Off Debt or Build Savings First?

 If you’re struggling with credit card debt and are also working hard on preserving that emergency savings account, you may be wondering if you should

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