U.S. Cities Where Residents Spend Beyond Their Means

Smiling woman holding a credit card while shopping for clothes, symbolizing consumer spending habits and the concept of spending beyond means.

Discover the top U.S. cities where residents spend beyond their means, as highlighted by Upgraded Points’ study. Learn about the financial strain Americans face and how essential expenses surpass income benchmarks in key metropolitan areas.

1-in-5 Americans Turn to Alcohol When Making Big Financial Decisions, Finds Study

alcohol and money

1-in-5 Americans Turn to Alcohol When Making Big Financial Decisions, Finds Study. Half said reducing stress levels associated with their financial situations was the primary reason for drinking. 41% regretted making some financial decisions while inebriated.  Infographic included.  Navigating significant financial decisions such as buying a home, consolidating credit card debt, or even declaring bankruptcy are among […]

Half of Americans Plan to Limit AirCon Use to Cut Costs, Finds Study

Air Conditioning Cost-Saving Strategies

With rising inflation and intense summer heat, nearly half of Americans are planning to limit air conditioning use to save on costs, while 80% believe AC access is a basic human right. Discover how cash-strapped Americans are staying cool and adjusting their vacation plans in response to skyrocketing energy bills and relentless heatwaves