A budget is a detailed outline of what and how you choose to spend your money on. Not only on your day to day bills, but on what you will spend on your children, travel, home improvements, photography lessons, or some other hobby you enjoy.
Here’s my simple two-step process for creating a basic budget. It’s fast, easy, and anyone can do it. Step 1: Itemize ALL of Your Expenses
Whether you had to deal with some unexpected medical bills, maxed out your credit cards to cover expenses, or faced some other type of financial
In tough economic times, many people want to start budgeting – or better stick to a budget – but they find it hard to do
If you’re operating without a normal monthly budget, that’s a huge financial mistake. In fact, the lack of a budget is a big part of
I used to think that only young college grads made the mistake of underestimating how much it costs to live in the real world. After
If you’ve ever tried budgeting for the long run only to find that your best-laid plans always seem to get ruined by short-term emergencies, then
When you’re a single mom and solely in charge of managing the family budget, it pays to be frugal – literally. Whether you’re supporting just
As a Money Coach and a proponent of financial education, I’m always on the lookout for ways to inspire people to manage their finances well.
If you asked most financial planners and advisors about what goes into a budget, chances are they would tell you that a budget is broken
You can probably rattle off what your basic necessities are: they’re expenses like housing payments, food, transportation costs, and so forth. You may need to
Let’s face it: most people hate being on a budget. Most people, that is, except millionaires. You see, millionaires not only create personal budgets, they
No matter what your goals, you should know that writing your plans out gives you a far better shot at making them happen. In fact,
Cash-strapped Americans trying to create or stick to a budget need look no further than CEOs from Corporate America. After all, corporate execs have mastered
Q: For the first time in 22 years I can’t make my mortgage payment. It will get paid via a little help from the mortgage
Q: I’m a College student and my soon-to-be husband just purchased our first home. Last year I bought a car and I’m paying for college
