Credit scores play a huge role in your financial and personal life. Credit scores impact your ability to get a mortgage or rent an apartment, they determine whether or not you will get approved for a student loan or credit card, and your credit scores even influence the rates you pay on car insurance.
For those looking for a job, credit scores are equally important since many employers are checking job applicants’ credit ratings before determining whom to hire. The best way to stay on top of your credit health is to check your credit reports at least once a year and review your credit scores as well. The most common type of credit score is the FICO score. It ranges from 300 to 850 point. The higher your credit score, the better off you are financially.
To improve your credit rating or increase your credit score, you likely already know that it’s important to do the basics: such as paying your
If you’re living in one of America’s 40 million renter households, there’s an easy way for you to quickly and painlessly increase your credit score
If you’ve gotten yourself deep in debt, or have fallen behind on your monthly bills you may be wondering if credit counseling or debt management
If you’ve ever been frustrated at receiving two different credit scores, you probably wondered why or how it’s possible that you can get one specific
If you want a home loan, you may be wondering how high your credit score needs to be in order to qualify for a home
There are many things you can do that might hurt your credit score – such as paying a bill late, charging up too much credit
I get a lot of questions on AskTheMoneyCoach.com from people who want to improve their credit scores or fix issues with their credit reports. This
Some credit score mistakes can be real credit killers. You might not think that seemingly innocent actions can cause your FICO score to plunge, but
If you’re planning to buy a home or see a loan in the near future, or you just want to maintain good credit to improve
Keeping tabs on your credit score is a great way to help maintain good credit health. So people with Capital One credit cards will be
When your credit is less than perfect, you may think you have no loan options. In reality, many subprime lenders will offer you credit or
Your credit score serves as an indication of how well you pay your bills and manage debt. Obviously, not everyone has a pristine credit
A reader of AskTheMoneyCoach.com wanted to know how to increase her credit score while she is still in school. She wrote me saying: “Hello, Lynnette. I’m
If you’ve never heard of the VantageScore it’s time you got up to speed about the changing landscape within the credit industry. You already know
If you’ve ordered your credit report and credit score recently, or want to learn more about your credit standing, you may be wondering about the
