Debt

Debt is a multi trillion dollar problem in America. If you look around you, you no doubt know somebody who has debt of some kind. You probably even have debt of your own you’re looking to pay off.

A green road sign with white text reads "DEBT REDUCTION, NEXT EXIT" against a blue sky background, signaling the path to effective debt management vs. debt settlement solutions.

Debt Management Vs. Debt Settlement Explained

Q: I Need Help With Credit Card Debt But Am Worried About Scam Companies. Can You Refer Me to a Good Debt-Elimination Program, and Explain

medical bills

How Can I Pay Off My Medical Bills?

Many people don’t realize that doctors are willing to negotiate costs with patients who don’t have healthcare coverage. Consumers can also use the strategies below if

How Much Consumer Debt Do Americans Have?

Debt is such a huge problem in America. We’re up to our eyeballs in debt of all types: mortgage loans, credit cards,  student loans, automobile

A lined piece of paper pinned to a corkboard reads "Get Out Of Debt" in bold black letters, serving as a daily reminder.

How to Get Out of Debt Now

If one of your personal or financial goals is to get out of debt this year – or at least eliminate your debt as soon

Woman with blonde hair in a black blazer talking on a cellphone, holding her head with a distressed expression as she discusses her medical debt on a white background.

How to Best Dispute a Medical Debt

One of my newsletter subscribers had a question about how to best dispute a medical debt. She found out that a collection account for $1,879

A clock showing the word "DEADLINE" with both hands pointing to 12 o'clock, symbolizing the critical statute of limitations.

Statute of Limitations on Debt

Consumers often pay off debt for which creditors can no longer seek legal action because the Statute of Limitations has already expired for the account.

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