Personal Finance

One of the biggest financial mistakes you can ever make is taking bad financial advice — or more accurately, applying financial advice the wrong way, at the wrong time, and for the wrong reason.
Following so-called “good” financial advice can actually get you into a world of economic trouble if you’re not careful. So, think about whether any of the following scenarios sound familiar when it comes to advice you might have taken — and later lived to regret.

pay yourself first

How Much Should You Pay Yourself First?

Are you struggling to find the perfect balance between saving for the future and enjoying your hard-earned money in the present? The key to mastering

A vacuum cleaner on a wooden floor with scattered one-dollar bills in front of it, symbolizing the art of budgeting and efficient financial planning.

How to Unlock Hidden Revenue

Hidden revenue refers to additional money a business earns but does not include in financial statements. There are many reasons why this revenue can stay

A financial planner in a blue blazer sits on a brown leather couch, immersed in "Fundamentals of Financial Planning," surrounded by bookshelves and a vintage typewriter, contemplating credit strategies.

5 Ways to Manage Your Personal Finances

Improving your personal finances does not always necessitate a higher-paying career or a windfall from a kind family. Better money management is the key for

A woman sits on a sofa looking distressed, her hands clasped in front of her face, pondering over the budget. In the background, a man stands absorbedly checking his phone, possibly consulting their financial planner for advice.

When You Want a Divorce But Have No Money!

Going through a divorce can be emotionally and financially draining, and when you’re on a limited budget, it can feel even more overwhelming. But the

A graduate in cap and gown snaps a selfie with a financial planner under the shade of a large tree, celebrating not just academic success but also sound budgeting for the future.

Money Management Tips for New Graduates

As college graduation approaches, it is crucial for graduating students to understand the importance of money management. Developing good money management skills is essential for

An adult assists a child with drawing at a round table in a cozy, well-decorated room, much like how a financial planner guides clients through their budget.

15 Best Jobs For 9-Year-Olds

While children need to enjoy their childhood as part of their upbringing, it’s equally important to instill a sense of responsibility and a desire to

Two people in a room with stacked cardboard boxes; one person is tossing a box to the other, who is wearing a white shirt and plaid pants. A plant is visible in the background, as they work together on organizing within their budget.

15 Hidden Costs of Moving or Relocating

Moving or relocating is an exhilarating adventure, but it’s essential to be aware of the hidden costs that can catch you off guard. While planning

A woman in a white blouse holds a credit card, managing her budget on a colorful laptop, with flowers and pens on the desk.

How to Avoid Credit Card Fees

If you have a credit card, then you know about all the potential fees they come with. From annual fees that can cost upwards of $100

A person uses a calculator on a smartphone over financial documents, carefully planning their budget, with a stack of US dollar bills nearby, next to a laptop on a wooden table.

The Benefits of Joining a Credit Union

Financial management calls for a specific level of knowledge, and to get the most out of one’s savings and investments, it’s advantageous to join a

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