If you’re planning to buy a home or see a loan in the near future, or you just want to maintain good credit to improve your financial health, you need to start paying attention to your FICO credit scores. Although you probably think of yourself as having a single FICO credit score, you actually have […]
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It’s no fun to deal with your kids if they’re constantly yelling “I’m bored!” during the times they’re on a school break. Some parents and families may take trips to Florida or even out of the country over Spring Break, the Winter holiday season or during the summer. But if you can’t afford such a
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Have you ever had a great idea and wondered if you could make money off of it? Enough money to maybe one day quit your current, full time job? Before you start daydreaming about creating your own, “I Quit” YouTube video, there are some things you’ll have to do before your side-hustle can become your main
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If you missed my interview on the Melissa Harris-Perry show last weekend, I was on a panel – along with Connie Razza, Arun Gupta and Karen Friedman – that discussed Detroit’s pension funds as the city struggles with bankruptcy and the growing retirement savings crisis nationwide.
Video – Melissa Harris-Perry Show: Is Your Pension at Risk? Read More »
The IRS says that millions of people have become victims of con artists that have used the victim’s social security numbers to file taxes. Once the scammers file taxes, they turn around and collect tax refunds from the government. Meanwhile, not only has the victim’s identity been stolen, they are also out of luck (at
Did Someone Use Your Social Security Number to File Taxes? Here’s What to do Read More »
The IRS says U.S. taxpayers spend an average of 13 hours reading up on tax rules, gathering paperwork, and filling out their tax forms. And let’s not forget, of course, that taxes are a big expense for most Americans. In fact, the typical U.S. family pays more than a third of its income in taxes,
New Tax Tools to Save Money and Time Read More »
Keeping tabs on your credit score is a great way to help maintain good credit health. So people with Capital One credit cards will be happy to know that starting very soon, the bank will roll out free credit scores and a suite of credit-education tools. The new offering is called Credit Tracker, and it
Capital One Rolls Out Credit Tracker, Free Credit Scores for Customers Read More »
When your credit is less than perfect, you may think you have no loan options. In reality, many subprime lenders will offer you credit or loans for products like credit cards, student loans, and even mortgages. However, a subprime loan will be usually be offered at a higher interest rate. Here’s what you need to
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Most of us have a bad money habit that can crush our finances. That bad money habit is failing to plan, learn about wealth management plans from Hawley Advisors, view the article at their blog. I cannot tell you how many times I personally have wasted money, gone into debt, or failed to save —
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Video: Does Your Spouse Spend Too Much Money on Get Rich Quick Schemes? Is your spouse constantly falling for the latest “get rich quick” scheme? From stacks of multi-level marketing brochures to shelves full of unsold products, does your home feel more like a warehouse of failed business ideas than a place of peace? If
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One of the biggest financial mistakes you can ever make is taking bad financial advice — or more accurately, applying financial advice the wrong way, at the wrong time, and for the wrong reason. Following so-called “good” financial advice can actually get you into a world of economic trouble if you’re not careful. So, think
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When you’re living on a fixed income or facing bills you can’t afford to pay, it can be tempting to consider borrowing from places like car title loan companies. After all, these lenders put cash in your hands in a way that’s convenient, fast and relatively drama-free — at least, at first. Yet a car
Don’t Let a Car Title Loan Wreck Havoc on Your Finances Read More »
When you look at eating healthy as an investment in your health, you’ll soon realize that you may end up saving a significant amount of money on healthcare costs over your lifetime. However, many people overestimate how much it actually costs to eat healthy and miss out on the opportunity to improve their health and
How to Eat Healthy Without Blowing Your Budget Read More »
Q: My wife and I are preparing our taxes ourselves this year. We have over $1000 worth of medical co-pay expenses but we can’t get these expenses accepted. What should we do? A: I assume you are using a computer software program to help you with your taxes. If you and your wife are under age 65,
Are My Co-Pay Medical Expenses Tax Deductible Read More »
You may have heard about the rise of Bitcoins in today’s digital age and they are quickly becoming a popular alternative to cash and credit card transactions. Bitcoins are a legal form of currency as long as they are used for legal purposes. Even though they do not exist in the physical world, they hold
Bitcoins Explained Read More »
