Page 47 – The Money Coach

Does Gambling Affect Your Mortgage Approval or Credit Score?

Credit Scores / Abdul Qadeer / gambling and credit score, gambling and mortgage approval, improve credit after gambling, mortgage application and gambling, responsible gambling and finances

Gambling is a popular pastime for many, offering excitement and the potential for financial gain. However, when it comes to significant financial commitments like mortgage approval, your gambling habits can have serious implications. If you enjoy placing bets or playing games of chance, it’s essential to understand how these activities can affect your ability to […]

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866 Area Code Scam Calls: How to Identify and Block Them

Scams / Abdul Qadeer / 866 area code scam, 866 scam calls, call-blocking apps, report 866 scam calls, toll-free scam numbers

866 Area Code Scam: How to Identify and Block Fraud Calls The 866 area code is often associated with toll-free numbers in North America, which can make it seem legitimate and trustworthy. However, scammers have exploited this perception to carry out various fraudulent schemes. When you receive a call from an 866 number, it may

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Should You Request All Three Credit Reports at Once or Space Them Out?

Credit Reports / Abdul Qadeer / credit monitoring tips, identity theft prevention, manage credit reports, request all three credit reports, spacing out credit reports

Should You Request All Three Credit Reports at Once or Space Them Out? Credit reports serve as a financial snapshot of your credit history, detailing your borrowing and repayment behavior. They are crucial documents that lenders, landlords, and even some employers review to assess your financial reliability. When you apply for a loan, mortgage, or

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Maximize Profit When Selling Your Home: Top Strategies That Work

Steps To Optimize Profitability When Selling Your Home

Leave a Comment / Real Estate / Abdul Qadeer / home selling, increase home value, property staging, real estate tips, selling strategies

For many people, their home is their most valuable asset. Buying real estate marks a significant investment. If you decide to sell, it’s natural to want to get the best price. In this guide, we’ll highlight some simple steps to maximize profit when selling your home. To maximize profit when selling your home, understanding the

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Merit Aid Secrets: How to Find Scholarships at Elite Colleges

Paying for College / Abdul Qadeer / college merit scholarships, elite college financial aid, how to apply for merit aid, maximize merit aid chances, merit aid at elite colleges

Merit Aid at Elite Colleges: How to Find and Win Scholarships Merit aid is a form of financial assistance awarded to students based on their academic, artistic, athletic, or other talents rather than their financial need. This type of aid is designed to attract high-achieving students to colleges and universities, particularly those that are competitive

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Can Out-of-State Debt Collectors Pursue You? Your Rights Explained

Debt / Abdul Qadeer / consumer protection, debt collection laws, FDCPA rights, out-of-state debt collectors, validate debt request

Out-of-State Debt Collectors: What They Can Legally Do When you receive a call or a letter from an out-of-state debt collector, it’s essential to understand the jurisdictional aspects that govern their actions. Jurisdiction refers to the legal authority that a collector has to pursue debts in a particular state. Generally, debt collectors must adhere to

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Photo Family shopping, Add Teen to Credit Card: Smart Steps for Building Teen Credit

Why You Should Add Your Teen to Your Credit Card Account

Leave a Comment / Credit Cards / Abdul Qadeer / add teen to credit card, authorized user benefits, build teen credit, financial literacy for teens, teen credit history

Add Teen to Credit Card: Smart Steps for Building Teen Credit When it comes to establishing a solid financial foundation, building a credit history is paramount. Think of your credit history as your financial fingerprint; it tells lenders who you are and how you manage your money. If you’re just starting out, you might feel

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A baseball glove, football, tennis ball, racket, ping pong ball, dollar bill, and laptop are arranged on a wooden surface, painting a picture of sports betting enthusiasts preparing for the action both on the field and online.

The Booming Business of Betting: A Look at the Sports Betting Industry’s Finances

Personal Finance / Abdul Qadeer / betting revenue, gambling industry, online betting, sports betting, sports wagering

The sports betting industry’s finances are surging as legal betting expands globally. What was once a fringe market now generates billions in revenue, fuels economic growth, and reshapes how fans interact with sports. In this article, we break down the financial engine behind sports wagering, examine where the money flows, and uncover what’s driving its

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How the Fear and Greed Index Helps You Invest Smarter

Leave a Comment / Investing / Abdul Qadeer / crypto index, fear and greed index, investor psychology, market sentiment, trading strategy

When it comes to investing, the Fear and Greed Index can be a powerful tool for gauging market sentiment and avoiding emotionally-driven decisions. This widely-used indicator quantifies investor emotions—namely fear and greed—into a simple score from 0 to 100. But how does it work, and why does it matter? Let’s break it down. What Is

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How Compound Interest Can Make Your Rich

Leave a Comment / Personal Finance, Building Wealth / Abdul Qadeer / Compound interest, compound interest examples, how compound interest works, investing with compound interest, maximize compound interest, retirement compound interest

When you think about growing your wealth, one of the most powerful concepts to grasp is compound interest. Simply put, compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods. This means that not only do you earn interest on your

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Close-up of a section of a euro banknote, showing part of an architectural design, the number 5, and several stars—offering visual insight useful when understanding your pension plan and its financial details.

Maximizing Your Pension: Tips for a Secure Retirement

Retirement / AskTheMoneyCoach / defined contribution plans, employer contributions, pension benefits, Retirement Planning, understanding your pension plan

When it comes to planning for your retirement, understanding your pension plan is crucial. A pension plan is essentially a financial arrangement that provides you with income after you retire, based on your earnings and years of service. It’s important to familiarize yourself with the specifics of your plan, including how benefits are calculated, the

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Photo Pros: Independence Cons: Responsibility, buying your college teen a car

Pros and Cons of Buying Your College Teen a Car

Leave a Comment / Personal Finance, Family Finances / Abdul Qadeer / buying your college teen a car, car responsibility for teens, college student car ownership, college transportation options, pros and cons of buying a car for college, should you buy your teen a car

Pros and Cons of Buying Your College Teen a Car When you think about financial responsibility, it’s essential to recognize that it’s not just about managing your money; it’s about understanding the implications of your choices. As a young adult, you may find yourself at a crossroads where the decision to own a car can

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Photo Department of Labor, How to Report Unpaid Wages to the Department of Labor

Can I Report Unpaid Wages to the Department of Labor?

Leave a Comment / Careers / Abdul Qadeer / Department of Labor complaint, employee rights unpaid wages, how to report wage theft, labor law violations, report unpaid wages to the Department of Labor, unpaid wages complaint

How to Report Unpaid Wages to the Department of Labor Have you ever found yourself staring at your paycheck, scratching your head in confusion because it doesn’t match what you expected? You’re not alone. Many employees face the frustrating reality of unpaid wages at some point in their careers. It’s a tough situation that can

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How Consumer Statements on Credit Reports Actually Work

Credit Reports / Abdul Qadeer / add statement to credit report, consumer statements on credit reports, credit report dispute tips, credit report explanation, credit score and statements, impact of consumer statements

Consumer statements on credit reports serve as a personal narrative that you can add to your credit file. These statements allow you to explain any negative information that may appear on your report, providing context that might not be evident from the data alone. For instance, if you faced financial difficulties due to unforeseen circumstances,

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How to Calculate Your Real Credit Card Interest (The Simple Way)

Credit Cards / Abdul Qadeer / average daily balance, calculate credit card interest, credit card APR, credit card interest formula, daily periodic rate

Calculate Credit Card Interest Easily: Simple APR Guide When you delve into the world of credit cards, one of the first terms you encounter is the Annual Percentage Rate, commonly referred to as APR. This figure represents the cost of borrowing money on a credit card, expressed as a yearly interest rate. Understanding APR is

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