A yellow traffic sign featuring a red, yellow, and green light symbol is partially submerged in water, much like how unexpected expenses can drown the best-laid budget plans, reminding one to consult a financial planner.

How to Bounce Back From Natural Disasters

In my article on the Kiplinger Advisor Collective, I discuss the unprecedented number of major natural disasters that have occurred in the United States in 2023. It provides ten steps for individuals and families to recover from a natural disaster, emphasizing the importance of prioritizing physical and mental health, documenting damage for insurance claims, applying for FEMA assistance, […]

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A financial planner with long curly hair looks frustrated while sitting at a table, trying to manage a budget on their laptop. A smartphone is placed on the table.

The Average American Has a Debt Anxiety Threshold of $22k, Finds Study.

The topic of personal debt has always been a significant point of discussion in America. Leaving mortgages aside, the average American bears a financial burden of around $38,953 in debt. This financial commitment often leads to substantial stress for many, while a select few manage to navigate their liabilities strategically, thanks to their robust repayment

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African American man holding a stack of books

The Best Personal Finance Books to Read in 2023

Recently, I came across a great article from BadCredit.org highlighting the best personal finance books to consider for 2023.  The article emphasizes the value of seeking reliable guidance in an age of overwhelming financial information. Whether you’re looking to prioritize your finances, build credit scores, strive for financial independence, or make positive changes to your

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asset protection

5 Reasons Why You Need Asset Protection

Many people mistakenly believe that asset protection only becomes important when facing imminent bankruptcy. This understanding is significantly off the mark. Attempting to hide assets when creditors are already identified can be deemed ‘fraudulent conveyance’ and ineffective. On the contrary, asset protection is a lawful tactic to organize your assets in a way that can

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The Rising Demand for Investments Among Americans

The Rising Demand for Investments Among Americans

CNN’s Fear & Greed Index, which gauges the mood of the market, has found that fear is currently dominating market sentiment. As a result, 8 in 10 Americans report high levels of financial anxiety and almost two-fifths are now interested in diversifying their income streams.1,2   Amid enduring geopolitical and economic uncertainty in America, attitudes toward

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cash advance apps

As Cash Advance Apps Grow More Popular, Fees Rise Sharply

Summary: In a recent study by Overdraft Apps, the rising popularity of cash advance apps has been accompanied by a significant increase in associated costs over the past six months. The research reveals that the average cost of borrowing from the 17 most popular cash advance apps now stands at $19.08, marking a substantial 24%

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A sign reading "PLAINTIFF" sits on a table surface, as though awaiting a financial planner to guide the case on credit matters.

Insurance Considerations for Commercial Landlords: Mitigating Liability

Are you a commercial landlord? If so, you probably know that it’s important to mitigate liabilities. Still, insurance isn’t exactly a topic that sets hearts on fire, and it can be daunting to read pages of legal jargon. However, the principles are easy to understand and worthy of consideration at all times. In this article,

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4 Strategies To Improve Small Business Team Performance

4 Strategies To Improve Small Business Team Performance

There is a lot of talk out there about how to manage small teams, but what methods are really effective? Everyone wants to have a properly functioning workplace. And there will continue to be debate about what really works in terms of improving small business team performance. To enhance small business team performance, it’s essential

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Crypto Debt Management: How to Pay Off Debt Faster with Cryptocurrencies

Crypto Debt Management: How to Pay Off Debt Faster with Cryptocurrencies

Discover effective strategies for using cryptocurrencies to pay off debt faster. Learn how to manage crypto debt and leverage digital currencies to achieve financial freedom.

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