Page 80 – The Money Coach

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Avoid These Common Mistakes Or Your Bankruptcy Filing Will Be Rejected

Bankruptcy / Lynnette Khalfani-Cox, The Money Coach / Chapter 13, Chapter 7

When the debt load you’re carrying is simply too much to bear, you might have considered filing for bankruptcy protection. Filing for bankruptcy has become increasingly common the past three years thanks to the economic downturn and job cuts across numerous industries. The American Bankruptcy Institute reports that about 1.5 million personal bankruptcy cases were […]

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A pink piggy bank with glasses sits on a stack of books in front of a chalkboard with the word "SPEND" crossed out multiple times and "SAVE" circled prominently, offering a perfect visual for summer financial wisdom.

3 Ways To Save Thousands of Dollars This Summer With Freebies

Saving Money / Lynnette Khalfani-Cox, The Money Coach / Summer Freebies

Just because the summer temperatures are rising, that doesn’t mean you should burn a hole through your wallet and your hard-earned cash. In fact, right now is the perfect time to think about saving money, lots of it. Here are three ways to save thousands of dollars this summer – and beyond – by focusing

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3 Red Flags that Could Be on Your Credit Report

Credit Reports / Lynnette Khalfani-Cox, The Money Coach / FICO score, negative information

You know how important it is to check your credit report at least once per year, but do you know what to look for? Your credit report contains a lot of key information about your payment history, various credit accounts you’ve had, and how you’ve handled financial obligations such as credit card debts, mortgages, student

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Best Ways to Rebuild Your Life After Bankruptcy

Bankruptcy / Lynnette Khalfani-Cox, The Money Coach / chapter 13 bankruptcy

Filing for bankruptcy can be one of the most stressful financial events you will ever experience. Bankruptcy may not only take its toll on your credit rating, but also on your emotional well-being. Even when you’re using a qualified bankruptcy attorney to work through the process, you will experience a certain level of stress and

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A closed black checkbook with a red and gold pen resting diagonally on top of it, symbolizing financial boundaries.

5 Tips to Establish Financial Boundaries with Relatives and Friends

Family Finances / Lynnette Khalfani-Cox, The Money Coach / loaning money

If you have a generous heart and at least a little bit of money in the bank, you may find yourself constantly being asked for cash or loans from family members and friends. All of us go through personal or financial challenges in our lives. But when you start feeling like a piggybank for those

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FTC Shuts Down Car Warranty by Phone Scam

Scams / Lynnette Khalfani-Cox, The Money Coach / Asia Pacific Telecom, car warranty scams

If you’ve ever received a phone call from someone claiming that they have a special offer for you to extend your car’s warranty, you could be the next victim of a scam. These calls typically come from an unknown number and the groups behind them randomly call people in an effort to collect your credit

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FTC Shuts Down Pyramid Scheme

Scams / Lynnette Khalfani-Cox, The Money Coach / Burnlounge, Pyramid Schemes

The Federal Trade Commission has shut down the BurnLounge multi-level marketing program after determining that it is in fact an illegal pyramid scheme that misled consumers about the amount of money that could be made through its program. The FTC has ordered BurnLounge to pay $17 million in restitution to consumers who fell for this

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A woman sitting in a car, smiling and holding a set of car keys with her right hand, celebrating her new lease.

Do’s and Don’ts When Signing a Car Lease

Loans / Lynnette Khalfani-Cox, The Money Coach / auto lease, auto loans

Leasing a car can make financial sense when you don’t have money upfront to pay for the full price of a vehicle and just don’t want to deal with the hassles of maintaining a used car. When your lease ends, you are free to purchase the vehicle or trade it in for something else. However,

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A large outdoor swimming pool with numerous blue lounge chairs, palm trees, and a multi-story building in the background under a clear summer sky.

More Smart Ways to Save this Summer

Family Finances / Lynnette Khalfani-Cox, The Money Coach / summer travel savings

In the first article in this series, we talked about some smart ways to save on a vacation and other costs this summer. The summer season can be a great time to put together a new budget and make some smart financial decisions that will set you up for more financial stability the rest of

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Close-up of eviction notice surrounded by paperwork, a calculator, glasses, and a pen, hinting at the precarious brink of becoming homeless.

What to Do If You Become Homeless

Personal Finance / Lynnette Khalfani-Cox, The Money Coach / Foreclosure, homeless, homelessness

If you’ve suffered some serious financial blows recently and find yourself homeless, there are some things you can do to help yourself get back on your feet and start a new life. Being homeless doesn’t have to be a permanent situation and you do have some resources outside of friends and family available to you.

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Close-up of a popcorn container filled with popcorn. Red 'Admit One' tickets and a few gummy candies are visible next to the container, perfect for enjoying a movie night at home and save money on concessions.

How to Save Money At the Movies: A Personal Story and a Lesson Learned

Saving Money / Lynnette Khalfani-Cox, The Money Coach / movie tickets

Monday night my husband and I did something we’ve never done: we took our three kids to the movies on a whim. Yes, on a school night. It was a spur-of-the-moment thing and totally my idea. “Let’s try something different,” I’d suggested to my husband and then I said:“Let’s take the kids to see The

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Three closed ticket windows under a sign that reads "tickets" in red letters on a beige and gray wall, standing vigilant against potential ticket scams.

Top 10 Event Ticket Scams to Avoid

Scams / Lynnette Khalfani-Cox, The Money Coach / Ticket Scams

Whether you’re a fan of Broadway shows or are on the lookout for sports and theater tickets at a discount, make sure you don’t become the next victim of an event ticket scam. Scam artists selling discounted event tickets and packages can be hard to spot and many are getting very good at duping customers

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A computer keyboard with a black key labeled "CYBER CRIME," featuring a pair of handcuffs above it, warns against pressing through visual cues, highlighting the importance of vigilance in avoiding threats like a Corporate Account Scam.

How to Protect Your Corporate Accounts From Scammers

Scams / Lynnette Khalfani-Cox, The Money Coach / Corporate Accounts

If you’re in charge of managing the financial accounts of a company you work for or are responsible for handling the accounts of a small business, you could become a target of fraud. Cyber criminals are becoming increasingly better at handling transfers between financial accounts of small and medium-sized businesses, resulting in substantial monetary losses.

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How to Avoid Rental and Real Estate Scams

Real Estate / Lynnette Khalfani-Cox, The Money Coach / real estate scams, rental scams

If you are planning to respond to ads for rental properties online or sending in your information to real estate websites, you need to make sure you’re not setting yourself up for becoming a victim of a real estate scam. The Internet Crime Complaint Center (IC3) has been receiving numerous complaints from people who have

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Smart Ways to Save Money this Summer

Family Finances / Lynnette Khalfani-Cox, The Money Coach / travel savings

Summer is right around the corner and while you might be dreaming of a summer vacation or enjoying some time off, it’s also a great season to save some money. Reducing your weekly expenses by scaling back on luxuries or being smarter with grocery shopping only goes so far. When you want to save a

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