The Simple Strategy to Stop Living Paycheck to Paycheck and Save More Money

A woman sitting at a table looks stressed while reviewing bills and documents, with a calculator nearby, contemplating her budget for better credit management.

With inflation and higher interest rates affecting people’s wallets, too many Americans are living paycheck to paycheck. According to recent research from Lending Club, 62% of adults in the U.S. report living paycheck to paycheck and don’t have any money left over after they pay their monthly bills. In my new book, Bounce Back: The Ultimate Guide […]

RockItCoin Makes Donation to My Block My Hood My City’s “I Gotchu” Scholarship Fund

RockItCoin Logo Xi8XXO

CHICAGO, Feb. 21, 2024 /PRNewswire/ — RockItCoin, a leading bitcoin ATM operator, has proudly made a donation to My Block My Hood My City’s “I Gotchu” Scholarship Fund. This gesture is part of RockItCoin’s “RockItCoin Gives” initiative, showing the company’s commitment to support education and young minds in their pursuit of higher education and vocational […]

Gap Between Black And White Renting Families Who Could Afford A Mortgage Narrowed Significantly During The Pandemic

Two people shaking hands as one, a financial planner, holds a key with a house-shaped keychain.

Mortgage Affordability Gap SEATTLE, Feb. 23, 2024 /PRNewswire/ — The gap between the share of Black and white renting families that could comfortably afford a mortgage payment shrunk significantly during the pandemic, a new Zillow® report shows. Despite this progress, a notable homeownership gap and disproportionate rate of mortgage denials persists, suggesting that other barriers not […]

Fewer Than 1% of Shoppers Prefer Cryptocurrency When Shopping Online

Bar chart comparing alternative payment methods preferred by merchants and cardholders for online shopping. Mobile wallet is most accepted by merchants; cardholders, mindful of their budget, prefer Buy Now, Pay Later.

According to a recently released study by Chargebacks911, a fintech company providing payment dispute solutions, the promise of cryptocurrency’s widespread acceptance as a means of payment remains far from being realized. The 2024 Cardholder Dispute Index, created in partnership with analytics and consulting firm TSG (The Strawhecker Group) surveyed 4,000 online shoppers in the United […]

How to Protect Yourself from Voice Cloning Scams

voice cloning

AI voice scams are on the rise, with 1 in 4 adults having experienced some kind of AI voice scam. Some 77% of victims said they had lost money as a result. A recent scandal with a fake Joe Biden robocall telling Democrats not to vote drew attention to the issue, with Google searches for ‘voice […]

6 Important Financial Talks to Have With Your Teen Before College?

A man and a teenager are sitting in chairs facing each other in a room. The teenager, wearing headphones and looking at a phone, listens as the financial planner gestures with his hand, likely discussing credit or how to manage a budget effectively.

(BPT) – Financial skills are some of the most important lessons you can teach your children. It’s especially critical to talk with teens and young adults in college who are starting to make decisions that can impact their financial wellness for the rest of their life. And teens want to have this conversation — according […]

FTC, California DFPI Bans Operators of Mortgage Relief Scam Home Matters USA

A person holds a "Scam Alert" sign in front of a laptop on a wooden desk, reminding everyone to stay vigilant while managing their credit and consulting with their financial planner.

A federal court has issued an order banning the operators of the Home Matters USA mortgage relief scam from the telemarketing and debt relief businesses and requiring them to turn over $19 million as a result of a lawsuit by the Federal Trade Commission and the California Department of Financial Protection and Innovation (DFPI). The […]

Localcoin Introduces New Feature: Sell Bitcoin Easily with INTERAC e-Transfer®

Person holding two Bitcoin coins over their eyes, smiling against a turquoise background, like a jubilant financial planner celebrating a flawless investment strategy.

TORONTO, Feb. 15, 2024 /CNW/ – Localcoin, a Toronto-based Bitcoin ATM operator and leading fintech company, announced today the launch of its INTERAC e-Transfer® sell feature, enabling customers to sell their bitcoins for e-Transfer directly to their bank accounts within minutes. This exciting development expands Localcoin’s product line that enables crypto-enthusiasts to easily liquidate their […]

Gen X Most Impacted by Emotional Trading (Study)

emotional trading

In the twelve months to July 2022, the number of traders in the US spot FX market was greater than before the Covid-19 pandemic.1 Whilst investing has soared in popularity, challenging market conditions, chronic uncertainty, or a history of trading losses have led to rising levels of stress amongst traders.2,3 With this in mind, City Index commissioned a survey of 3,000 […]

Transforming Mental Health and Learning Through Physical Activity in Schools

Two children are indoors. One child with braided hair is holding a notebook, perhaps jotting down ideas like a budding financial planner, while the other child with a backpack smiles at them. Both are dressed in gray sweaters.

POUGHKEEPSIE, NEW YORK, USA, February 15, 2024 /EINPresswire.com/ — Amidst a concerning landscape where sedentary lifestyles and digital immersion dominate the lives of today’s youth, medical and scientific research unanimously heralds physical activity as a beacon of hope. It’s not just about combating physical ailments; movement holds the key to unlocking improvements in mental health, […]

Thunderpick Announces Record-Breaking USD 1 Million Counter-Strike 2 Tournament

Promotional image for Thunderpick World Championship with a $1,000,000 prize pool. Event dates: April-October 2024. Visit thunderpick.io. Features futuristic graphics and armored figures, blending fantasy and strategy to get you ready to credit your way to victory!

Thunderpick World Championship 2024 Kicks Off April 1 with Largest Ever Sportsbook Prize Pool BERLIN, Feb. 13, 2024 /PRNewswire/ — Thunderpick, the leading online crypto betting platform, today announced the Thunderpick World Championship 2024, a global professional CS2 tournament with a record-setting USD 1 Million prize pool. The tournament will commence on April 1, 2024, with […]

What is a Lemon Law

A woman sits on the ground next to a silver car, holding her head in her hands, as if contemplating her credit woes and seeking solace from a financial planner to better manage her budget.

Introduction Did you recently purchase a lemon? Dealing with a faulty car can be frustrating and time-consuming, but luckily, there is a remedy – the lemon law. If you’ve ever wondered how to make the most of this legal protection, you’re in the right place. In this article, we will share expert tips and tricks […]

3 Ways to Prioritize Financial Wellness — Without Cutting Out the Fun Stuff — in 2024

People dancing and laughing at an outdoor party, carefully planned within budget, under string lights with a house in the background.

(BPT) – By Mary Hines Droesch, Head of Consumer, Small Business & Wealth Management Banking and Lending Products If you’ve been grocery shopping lately, you’ve probably cursed inflation under your breath. With rising food prices, it’s no wonder why Bank of America’s recent publication, Bank of America Spend Scape: Decoding 2023’s Consumer Credit and Debit […]