If you’ve been thinking about closing up your regular bank account in favor of joining a credit union, make sure you understand both the benefits and disadvantages of making the switch. As bank fees continue to rise and many retail banks impose penalties on low balances, many Americans are turning their sights on credit unions …
Ever since the Occupy Wall Street protests that launched in New York City began, many people have questioned whether this loosely defined group will “succeed” – and if so, how its success will be measured. In my view, even before the news broke that Bank of America was dropping its planned $5 debit fee, Occupy …
Even Before BofA Dropped Its Debit Fee, Occupy Wall Street Had Already Won Read More »
Some aspects of the banking industry, the credit system, or the credit-scoring world, may baffle you because the rules go against all logic and at times even contradict each other. Other financial rules, when implemented and applied in real life, may seem patently unfair to you. And then there are banking and credit rules that …
Many home buyers seeking a new mortgage turn to a savings and loan association (S&L) instead of a traditional bank to get their loan. Savings and loan association management are financial institutions that specialize in savings deposits and mortgage loans. These institutions typically work with private investors to coordinate funds for a loan. Since these …
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