When you’re shopping for a new car, conventional wisdom holds that it’s cheaper at year-end to buy the outgoing model year of a vehicle you want rather than the new incoming model year. The thinking is that dealers are more willing to negotiate in the months of November and December in order to move existing …
Ads enticing you to buy or lease new cars are everywhere during the holiday season and into the new year. But not everyone can afford to pay cash for a vehicle or finance one — especially since the average monthly car loan payment in 2012 was $462, and the average price of an automobile has risen to …
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