Who Really Pays for Credit Card Rewards?
Credit card rewards can feel like a bonus for spending you were already planning to do. Cash back, airline miles, hotel points, and sign-up offers are attractive because they appear to reduce the cost of everyday purchases. But rewards are not free. A recent study from researchers affiliated with Harvard, Northwestern, Stanford, and Georgia State […]
The Best Credit Cards to Use During the Holidays
Charging on your credit cards excessively during the holidays is a surefire way to have a debt hangover when the New Year rolls around. So no matter how much you want to take part in holiday festivities and door-buster sales, it’s obviously a bad idea to engage in unbridled spending using the plastic in your […]