credit card reform

Can I Extend the Expiration Date on a Gift Card?

Q: Do gift cards have an expiration date and can I extend the date if there is one? A: If you have a gift card – perhaps something a card you received during the holidays or as a birthday gift – and you’re worried about it expiring, there’s no need to worry. Thanks to the …

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Credit Card Reform Act

How Will the Credit Card Reform Act Impact Me?

Consumers scored a big win in 2009, when President Barack Obama signed the Credit CARD Act, which consumer advocates say will stop or prevent unfair or deceptive lending practices by banks and credit card issuers. The law is formally called the Credit Card Accountability, Responsibility and Disclosure Act. Key Parts of Credit Card Reform In …

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credit card reform

How Credit Card Reform Impacts You

Starting today, big changes will impact you and your credit cards, thanks to the credit card reform legislation that President Obama signed into law earlier this year. The goal of credit card reform was to stop or prevent unfair or deceptive lending practices by banks and credit card issuers. The two provisions of the legislation …

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