What First-Time Homebuyers Should Know Before Getting Pre-Approved
First-Time Homebuyer Pre-Approval can make buying a first home feel suddenly real. You upload documents, a lender reviews your finances, and a number appears: the approximate mortgage amount you may qualify to borrow. That number is useful—but it is not a spending command. Before a first-time buyer starts touring homes at the top of the […]
How To Boost Your Credit Score By Piggybacking
A subscriber to AskTheMoneyCoach.com wants to know if being added as an authorized user to someone else’s credit card account can help them boost their credit score?
How Will My Bad Credit Impact My Fiance’s Good Credit?
Q: I’m getting married this year and am cleaning up my credit. I have 10 delinquent debts on my credit reports due to my ex. My future husband has outstanding credit. How will my poor credit affect my fiance after we are married? A: In a nutshell, your past bad credit won’t impact him at all. […]
What Should I Do If I Can’t Afford My Car?
If you’re in over your head with an expensive car note, it’s time to think about getting from underneath that burden. Here are some options for dealing with overdue car payments or other issues when you’re struggling to pay for your vehicle: Get a Payment Extension If your financial difficulties are temporary, or if you […]