Confident About Money but Missing the Basics? You’re Not Alone
Many people feel reasonably confident about money. They pay their bills, make spending decisions, contribute something to retirement, and believe they could create a savings plan if necessary. But confidence and preparedness are not the same thing. The difference between the two can be called the confidence-competence gap. It is not a character flaw, and […]
Should You Fund Your Kid’s College or Your Retirement First? The Order of Operations Parents Need
Parents are often told they must choose between two important goals: saving for retirement or paying for a child’s college education. The better answer is usually not an either-or decision. It is a matter of sequence. For most families, retirement should come first. That does not mean you cannot help your child attend college. It […]