Poll:Half of Holiday Shoppers Not Setting a Spending Budget

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So you’ve probably heard the news about the spending boom that occurred on Black Friday and Cyber Monday. In-store and online sales were up 7% and 33% respectively, on each of those days. Even if you didn’t participate in the multi-billion dollar shopping frenzy, have you considered the spending you’re likely to do in the […]

5 Reasons Not to Spend Any Money on Gifts this Holiday Season

During the holiday season, a person wearing a Santa hat and red coat is seen biting a gold chocolate coin while holding a pile of similar coins on the table.

For many Americans, a big part of the holiday season involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season. In fact, if the tough economy or a job layoff has taken a toll on your household budget, this could […]