The 15-Minute 401(k) Concentration Audit: Find Hidden Risk Before You Reallocate

The 15-Minute 401(k) Concentration Audit: Find Hidden Risk Before You Reallocate

Knowledge Snapshot A 401(k) can contain several funds and still be heavily exposed to the same companies, sectors, or asset classes. The fastest way to find hidden risk is to review your total portfolio, not just each fund separately. Target-date funds are often designed as complete portfolios. Adding extra funds may create overlap rather than […]