Essence Interview: How This Woman Paid Down More Than $100k In “Lifestyle Creep” Credit Card Debt In Just Three Years
I’m deeply moved by my wife Lynnette’s Interview on Essence about overcoming her $100,000 credit card debt prior to our marriage in 2007. Her journey is not just our personal victory but a beacon of hope for many struggling with financial burdens. Her story, filled with practical advice and emotional wisdom, can be a guiding […]
The Best Personal Finance Books to Read in 2023
Recently, I came across a great article from BadCredit.org highlighting the best personal finance books to consider for 2023. The article emphasizes the value of seeking reliable guidance in an age of overwhelming financial information. Whether you’re looking to prioritize your finances, build credit scores, strive for financial independence, or make positive changes to your […]
The FTC’s Crackdown on Student Loan Scammers
For nearly 40 million Americans, student loans are a big problem, with a staggering $1.4 trillion in outstanding balances (only 2nd to mortgage debt). Many consumers who are struggling to pay down their student-loan debt may been desperate for a solution to their problems. Have you been paying your student loans off through a 3rd-party […]
4 Ways to Spot a Credit Repair Scam
Regulators and consumer advocates alike are warning Americans about a growing number of credit repair scams nationwide. Recently, the Federal Trade Commission reached a $14.4 million settlement with a Florida-based credit repair agency, which made big promises to consumers and offered little in return. The FTC’s actions were part of a larger, two-year crackdown, called […]
Savvy Money-Management Strategies for Every Month of the Year
There’s no better time than the present to kick your finances into high gear. But why limit yourself to just making a single financial New Year’s resolution in January when you can plan a series of smart financial moves for the entire year? Use these financial planning tips and savvy money-management strategies for help with […]