P2P Loans

P2P Lending Investing Guide

Beginner’s Guide To Peer-To-Peer (P2P) Lending As An Investor

P2P lending is a modern alternative to traditional banking that allows individuals to borrow and lend money directly through digital platforms. By removing banks as intermediaries, both borrowers and lenders benefit from more flexible terms and competitive rates. This guide explains how P2P lending works, why it matters, the risks and benefits, and how to […]

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A large, green U.S. dollar sign symbol against a white background, representing the seamless nature of peer-to-peer transactions.

What is a Peer-to-Peer Loan or Peer-to-Peer Lending?

Q: What is a peer-to-peer loan or peer-to-peer lending? A: In the U.S., peer‑to‑peer lending is a relatively new form of social lending that removes banks as the middlemen in a loan transaction. With a peer-to-peer loan, an individual – sometimes called the lender or the investor – provides funds to a borrower and does

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