How to Spend Money on Things That Bring You Joy Without Feeling Guilty
During one of my recent appearances on FOX 5 New York, I was asked about an interesting financial dilemma: Why do so many Americans feel guilty about spending money on things that make them happy? My answer was pretty simple. We all work hard for our money. Yes, we have bills to pay, savings goals […]
4 HOA Red Flags I Learned the Hard Way (After Selling Two Condos in the Same Complex)
A recent Wall Street Journal story on spotting HOA risks before you buy a home stopped me in my tracks. I didn’t even need to read past the headline to feel a jolt of recognition. My husband Earl and I lived through our own HOA fiasco not too long ago, when we sold two investment […]
Dolly Parton: 7 Lessons on Money, Marriage, and Mogul Life
I was so sorry to hear the recent news that we’ve lost Dolly Parton. She was 80 years old, and by the time you read this, the internet will be full of tributes to her voice, her songwriting, and her decades on the stage and screen. And she deserves every one of them. Songs like […]
Should You Get a Personal Loan? 7 Rules to Follow Before You Borrow
A personal loan can make sense when you need a specific amount of money for a clear purpose, can comfortably afford the payments, and the loan improves your financial situation rather than simply moving debt around. Before borrowing, compare multiple lenders, look at APR and total repayment costs, choose a manageable term, understand all fees […]
Teen Summer Jobs Are Disappearing: What Parents and Teenagers Need to Know
During a recent television interview on FOX-NYC, I discussed a challenge facing many families across America: traditional summer jobs are becoming harder for teenagers to find. For generations, summer jobs served as a rite of passage. Teenagers worked at movie theaters, amusement parks, restaurants, pools, retail stores, and local businesses to earn spending money, gain […]
When Your Money Becomes a Movement: Inside OurSheconomy’s Campaign to Fund Women Intentionally
How impact investors like Nia Impact Capital are proving that financial returns and social impact aren’t mutually exclusive By Lynnette Khalfani-Cox, The Money Coach® For decades, women have been told to “lean in,” work harder, save more, and invest smarter. But what if the real question isn’t just about individual financial success, but about collective […]
Mastering Money: When GoFundMe Becomes the Plan — And What to Do Instead
As you scroll through your social media, chances are high you’ll see a GoFundMe. A friend of a friend is fighting both a cancer diagnosis and sky-high medical bills. A neighbor is asking for help after their daughter had an emergency appendectomy. A coworker’s wife is facing complications from Long COVID and your employer-sponsored plan […]
Best AI Budgeting Apps for 2026 (Ranked by Features)
In an era where financial literacy is paramount, the rise of the Best AI Budgeting Apps for 2026 has revolutionized the way individuals manage their finances. These AI-powered budgeting apps have emerged as indispensable tools for users seeking to gain control over their spending habits, boost savings, and improve overall financial health. By leveraging advanced […]
Post-Holiday Debt Relief: 4 Smart Ways to Pay It Off Fast
The holidays are over, but if you’re like most Americans, your credit card statements are just getting started. Feeling like you went a bit overboard, or that you need to wipe out debt fast? You’re definitely not alone. Roughly 75% of Americans are living paycheck to paycheck, so those January bills can feel downright overwhelming. […]
What is the Difference Between the Equifax Credit Score and the FICO Score?
The Equifax Credit Score is an educational credit score many consumers can view to understand their credit standing. This article explains what the Equifax Credit Score measures, how it differs from lender-used scores, where to check it for free, and practical steps to raise your score. You will learn how to check, interpret, and act […]
What is a Credit Freeze and How Can I Use One to Protect My Credit?
A Credit Freeze is a powerful, free tool that blocks access to your credit report, making it much harder for identity thieves to open new accounts in your name. You must place a freeze separately with Equifax, Experian, and TransUnion to be fully protected. In this article you’ll learn what a credit freeze does, how […]
Consumer Financial Protection Bureau (CFPB): What It Does & Why It Matters
The consumer financial protection bureau (CFPB) is a federal agency that protects people from unfair, deceptive, or abusive financial practices. Since its creation after the 2008 financial crisis, the CFPB has become a key watchdog in consumer finance. In this guide, you’ll learn what the CFPB does, why it matters, how to file a complaint, […]
The Best Budget Templates To Track Your Monthly Spending
Learning how to master your finances is one of the most important skills you can develop, no matter your income or background. When you understand where every dollar goes, you gain stability and control over your future.In this guide, you’ll learn the essential steps, strategies, and habits that help you take full command of your […]
How to Boost Your Credit Score Fast
A credit score is a numerical representation of an individual’s creditworthiness, typically ranging from 300 to 850. This score is derived from various factors, including payment history, credit utilization, length of credit history, types of credit accounts, and recent credit inquiries. Each of these components plays a crucial role in determining how lenders perceive a […]
What Happens When You Track Every Dollar for 30 Days?
In today’s fast-paced world, managing money often feels overwhelming. Many people wonder why their paycheck disappears so quickly or why saving feels impossible. One of the simplest yet most powerful solutions is to track every dollar you spend for 30 days. This habit not only highlights where your money goes but also helps you gain […]