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Author name: Lynnette Khalfani-Cox, The Money Coach

Lynnette Khalfani-Cox, The Money Coach, is a renowned financial expert, author, speaker, and media personality, empowering people to achieve financial success. Visit her personal website at https://lynnettekhalfanicox.com.

Lynnette Khalfani-Cox

Set Your Savings Goal and Achieve Financial Success

Take the first step toward your financial dreams with a clear, personalized plan. Whether you’re saving for a vacation, a new home, education, or an emergency fund, Lynnette’s easy-to-use Savings Goal Calculator instantly shows you how much to save each month to reach your goal.  How Does the Savings Goal Calculator Work? Simply enter: […]

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Lynnette Khalfani-Cox and Earl Cox sitting side by side on an airplane, both smiling at the camera, with airplane windows and a future wealth calculator app open in the background.

Calculate Your Future Wealth: Instantly Project Your Financial Growth

Now that our youngest daughter is off to college, we’ve enjoyed traveling the world a lot more: two glorious trips to Africa, an amazing time in Panama, and extensive visits to the interior of Mexico. All this travel isn’t cheap, of course. But it’s feasible due to saving and planning. However, building wealth and reaching

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Scrabble tiles on a wooden table spell "USA TARIFFS," with scattered letters hinting at how these tariffs affect Africa, painting a broader picture of global economic impacts.

How U.S. Tariffs Affect African Nations

When it comes to global trade, few things illustrate the ripple effect better than how U.S. tariffs affect Africa—when America sneezes, African economies catch a cold. In recent years, the U.S. has been flexing its economic muscles by imposing various tariffs on imported goods. However, in April 2025, Donald Trump took things to a new

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Silhouette of a man on an orange background with a descending graph. Embrace the spirit of #OrangeMonday as it unfolds.

Orange Monday: What Happened With the Stock Market

Don’t call it Black Monday. It’s Orange Monday! Let’s be clear about what we’re witnessing today: This is NOT normal market volatility. What we’re seeing is a global market meltdown triggered by one person’s ill-conceived economic decisions. Following huge declines across Asia and Europe, the U.S. stock market is likely to continue plunging. Why? Not

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A cartoon of Lynnette Khalfani-Cox highlights the risks of Buy Now Pay Later plans, revealing that 43% of users miss payments, which could lead to fees and credit damage.

BNPL Warning: 10 Wild Things People Are Buying with Buy Now Pay Later

Buy Now, Pay Later, or BNPL, is quickly becoming a huge form of debt for millions of Americans. What is BNPL? BNPL stands for “Buy Now, Pay Later,” a form of short-term financing that lets consumers split purchases into smaller, interest-free payments—typically over a few weeks or months. Companies like Klarna, Affirm, Afterpay, and Zip

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Lynnette Khalfani-Cox

35,000 Feet of Connection- How Airplane Time Became Our Special Mother-Daughter Space

Most parents cherish those precious moments of connection with their children in the car – driving to school, heading to practice, or running errands. It’s during these unguarded moments that kids often open up, sharing their dreams, fears, and daily dramas. But in our family, some of my most meaningful mother-daughter conversations happened at 35,000

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A cruise ship sails through the bright blue sea under a clear sky, with lifeboats visible along its side.

Lessons from the Sea: How Fellow Cruise Passengers Shaped Our Life Philosophy

I run my fingers over the stack of cruise cards spread before me on the dining room table, each a tangible reminder of our family’s seafaring adventures. There must be at least 50 of them, bearing our names –– mine and my husband Earl, as well as our children Aziza, Jakada, and Alexis –– alongside

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Oseola McCarty

How to Leave a Solid Legacy on a Modest Income

You might think that leaving a substantial financial legacy is reserved for the wealthy – those with hefty stock portfolios, sprawling real estate empires, or six and seven-figure salaries. But what if you’re working with a more modest income? Can you still make a lasting impact on your loved ones’ financial futures? The answer is

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A person in a suit sprints beside a moving train, balancing a coffee cup and briefcase. This image subtly addresses the disparity in pace that professionals often face, highlighting the challenges akin to tackling the motherhood pay gap while keeping up with life's demands.

The Motherhood Pay Gap: Addressing the Disparity

As a working mother, you may have noticed that your paycheck doesn’t quite measure up to what your male counterparts are earning. You’re not alone. The current wage gap for mothers is a stark reality, with moms earning approximately 74 cents for every dollar earned by fathers. But why does this disparity exist, and what

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A man and woman stroll with a toddler on a beach, holding hands, amid whispers of the ocean under a partly cloudy sky. As they enjoy their budget-friendly getaway, the serene scene reflects the ease of planning for both memories and future finances with care.

Unconventional Ways to Celebrate Mother’s Day on a Tight Budget

As we celebrate the remarkable women in our lives on Mother’s Day, thinking outside the box can lead to unique and memorable ways to honor our mothers without overspending. This follow-up to my previous article, 10 Ideas to Celebrate Mother’s Day on a Tight Budget, presents 10 unconventional tips that offer creative and heartfelt ways

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