Author name: Lynnette Khalfani-Cox, The Money Coach

Lynnette Khalfani-Cox, The Money Coach, is a renowned financial expert, author, speaker, and media personality, empowering people to achieve financial success. Visit her personal website at https://lynnettekhalfanicox.com.

How to Bounce Back From Natural Disasters

In my article on the Kiplinger Advisor Collective, I discuss the unprecedented number of major natural disasters that have occurred in the United States in 2023. It provides ten steps for individuals and families to recover from a natural disaster, emphasizing the importance of prioritizing physical and mental health, documenting damage for insurance claims, applying for FEMA assistance, …

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repay your student loans

The Best Ways to Handle Repaying Your Student Loans

As of October 1, 2023, the payment pause that had been in effect for federal student loans ended. That means millions of borrowers who had not been making any federal student loan payments during the pandemic now have to think about another major expense in their budget. According to the Federal Reserve Bank of New …

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applying to college

The HUGE Mistake Students Make When Applying to College

Where you or your child goes to college (in-state or out-of-state) and what type of college you choose (private or public) can make a big difference – academically, socially, financially, and from an admissions standpoint. Yet, many students and parents unwittingly make a big mistake when applying to college and selecting the wrong institution. Picking …

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10 Crazy Statistics About College Admissions

It’s college application season – that nail-biting period when millions of high school seniors are busy applying to colleges and universities all across America. They are not just preparing for college admissions, of course. Students and their families also contemplate the ever-increasing costs of college. For both U.S. and international students, the entire college admissions …

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4 Mistakes That Will Kill Your Scholarship Application

Earning a college scholarship is hard enough these days. To win free money for college, you have to outshine the competition, demonstrate why you’re deserving of an award – and impress scholarship judges with some aspect of your background, personality, credentials or experiences. Unfortunately, many potentially deserving students accidentally sink their scholarship applications by making …

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Close up African woman outstretched hand, makes stop gesture

The Impact of Structural Inequality on People of Color

  Many people face challenges when it comes to money, but for African Americans and other people of color, these challenges can be even more significant. This is because there is a huge amount of structural inequality baked into every system within America – including business, educational, government, legal, and health care systems. Within these …

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