workers’ compensation

HVAC and plumbing insurance

Insurance for HVAC and Plumbing: What’s Typically Covered

HVAC and plumbing insurance is a specialized form of coverage designed to protect businesses in the heating, ventilation, air conditioning, and plumbing sectors. These industries face unique risks, from equipment failure to liability claims, making it essential for contractors and service providers to have robust insurance policies in place. By securing the right insurance, HVAC […]

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Photo Work Injury Basics

Work Injury Basics: Report, Treat, Document, and File

When it comes to work injuries, understanding what to report is crucial for both employees and employers. A work injury can range from minor incidents, such as a sprained wrist, to more severe cases like fractures or even long-term health issues caused by repetitive strain. It’s essential to recognize that not all injuries are immediately

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Photo Workers’ Comp

Workers’ Comp: Medical Bills, Lost Wages, and Settlements Explained

Workers’ compensation is a crucial safety net designed to protect employees who suffer injuries or illnesses related to their work. It provides financial support for medical bills and lost wages, ensuring that workers can focus on recovery without the added stress of financial burdens. Understanding how workers’ compensation operates is essential for both employees and

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