Scams

It’s just too easy to be a victim of some of today’s debt scams and credit repair scams.
Many are marketed as valuable services for those who are dealing with serious debt problems, so if you’re in a tough financial situation, these “programs” seem to be the ultimate solution.
But understanding how these scams work and what red flags to look out for can help you make some well-informed decisions and avoid becoming a victim.

A person is using an ATM, covering the keypad with one hand while pressing the numbers with the other hand, protecting their debit card information.

Debit Card Scams You Never Heard Of

Here are 5 common debit card scams used by con artists out to steal your debit card information and your money: Keystroke-logger. This is computer spyware

Close-up of a gloved hand holding an SSN Social Security card above a laptop keyboard.

Someone is Using My SSN – What Should I Do?

If you recently had your Social Security card stolen or an identity thief had access to your Social Security number, someone could be using your

A red pencil eraser is removing the phrase "BAD CREDIT" from a sheet of paper repeatedly printed with the word "Credit," symbolizing the potential danger of falling victim to a credit repair scam.

4 Ways to Spot a Credit Repair Scam

Regulators and consumer advocates alike are warning Americans about a growing number of credit repair scams nationwide. Recently, the Federal Trade Commission reached a $14.4

What To Do If Someone Filed A Tax Return In Your Name And Stole Your Credit Identity

If the person that is your spouse, you need to file a request for what the IRS calls “innocent spouse relief”. Get IRS form 8857 to do this. If not, you should still notify the IRS and Federal authorities that you have been the victim of fraud and identity theft. Lock down your credit reports by getting a credit freeze and putting a fraud alert on your credit files with Equifax, Experian and TransUnion.

A man and woman stand back to back, looking away from each other with arms folded, suggesting disagreement or conflict; it's clear their credit has been wrecked.

What to Do if Your Credit Has Been Wrecked by a Family Member

Question: I am 24 years old and my credit is not too spectacular. Most of the accounts on my credit reports are things I have done to myself, but the other half (and the most expensive portion of my debt) was done by an immediate family member who knows my social security number and has put cable, electric and telephones in my name and did not pay the bill. I don’t want to get my family member in trouble but I am not sure what to do?

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