About 70% of today’s four-year college graduates have student loans to repay. The typical recent grad has roughly $35,000 in student loans, according to data from Edvisors. While it often takes borrowers 10 to 15 years or more to pay off college debt, it doesn’t always have to take that long. There are several different […]
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If you’re a woman or an ethnic minority looking for more resources for your small business, additional help is available for minority-owned or women-owned businesses from any of the SBA’s small business counseling and training partners, including: SCORE SCORE stands for the Service Corps of Retired Executives. There are more than 10,500 SCORE volunteers in
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A Woman-owned Business Enterprise (WBE) is a business that is at least 51% owned, operated and controlled by a woman or women who are U.S. citizens or legal Resident Aliens. The primary place to get certified as a woman-owned business is the Women’s Business Enterprise National Council. The WBENC is the country’s leading third-party certifier
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A Minority Business Enterprise (MBE) is any business that is at least 51% owned, operated and controlled by an American citizen or citizens of the following ethnic groups: African American Asian American Latino/Hispanic American Native American The primary place to get certified as a minority-owned business is the National Minority Supplier Development Council. About the
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The average American family owes $8,000 in credit card debt, according to the American Bankers Association. All together American consumers were carrying $2.564 trillion in total debt in January 2009, up 1.2% from December, reports the Federal Reserve. We are a nation in deep debt, but there are some strategies you can take to help
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Many people are cutting back their contributions to their retirement plans, such as to their 401(k) or IRA because of the deflating U.S. economy and even their deflating pocketbooks. If you’re one of those people, or are one considering saving money by not contributing to retirement, that’s not the way to go. You’ll only feel
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Renters insurance is an often-overlooked aspect of financial planning for those who lease their homes or apartments. Many renters assume that their landlord’s insurance will cover any potential losses or damages to their personal belongings. However, this is a common misconception. In reality, renters insurance is a smart investment that offers financial protection and peace
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It’s time to get busy filling out your income tax return. Mercifully, you don’t have to pore over thousands of pages of the IRS tax code, nor do you have to pay an expensive accountant in order to get your taxes done by the April tax filing deadline. If you are a low-moderate income earner,
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Stay-at-Home Moms are very valuable. If the typical American stay-at-home mom got paid, she’d earn more than $116,000 a year for her work, according to a Salary.com survey. A stay-at-home-mom (or dad) can even use a tool to personalize her own salary. But regardless of how much value a mom actually adds to her family,
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Claiming a qualified child or dependent on your taxes can potentially provide significant tax benefits. However, it is essential to understand the criteria that must be met to claim someone as a dependent and the necessary steps to do so. This article will discuss how to claim a qualified child or dependent on your taxes.
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Many laid off workers are contemplating a life of entrepreneurship. If you’re thinking of starting a business, there’s much to heed before you start dipping into your retirement savings or severance pay to launch your own business. Here are six quick tips if you plan on financing your business or expanding existing operations: Do seek
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There’s no better time than the present to kick your finances into high gear. But why limit yourself to just making a single financial New Year’s resolution in January when you can plan a series of smart financial moves for the entire year? Use these financial planning tips and savvy money-management strategies for help with
Savvy Money-Management Strategies for Every Month of the Year Read More »
