How well did you meet the financial goals you made on January 1 this past year? If you’re still struggling to keep that budget in order or you had to deal with some major financial emergencies this past year, now would be a great time re-evaluate your financial standing and set some new goals for […]
5 Tips to Help You Achieve Your Financial Goals in the New Year Read More »
As a Money Coach, I am often contacted by someone who claims to be a hot financial mess. In fact, many people think that they’re financial train wrecks just waiting to happen. Actually, some of them are right: their economic circumstances are indeed dire. But some people are simply excessively worried, at a loss for
3 Signs You’re a Financial Train Wreck Waiting to Happen Read More »
With millions of Americans owing so much money on their credit card balances, it’s no wonder that a lot of them are looking at peer-to-peer loans as a way to pay down debt more quickly and have a lower interest rate. Getting credit or loans more cheaply is obviously a good thing for those who need
3 Ways a Peer-to-Peer Loan is Better for Your Credit Score Than Credit Card Debt Read More »
A reader of AskTheMoneyCoach.com wanted to know how long a medical debt stays on their credit report, and what happens if they make an agreement to start paying it again. This is what the person asked: Q: Is it true if you call to inquire about a medical bill, the time starts all over again
Can Calling About a Medical Bill or Debt Make It Stay Longer on Your Credit Report? Read More »
If you’ve lost your Social Security card or maybe even had your Social Security number stolen, this is a very serious issue, because it could make you a victim of identity theft. The Federal Trade Commission says that identity theft strikes about 10 million Americans every single year. And the risks of identity theft are
Lost or Stolen Social Security Card? Here’s Advice You Need Read More »
Would you like it if somebody gave you a “gift” this holiday season that wound up costing you more than $30,000? I don’t know about you, but I’d consider that one very expensive “gift” that I’d certainly want to return. Yet, every year people give their loved ones financed or leased cars as “gifts.” “I
Don’t Gift The Gift of Debt This Holiday Season Read More »
The Head of Household filing status can mean a lower tax rate and higher standard deduction than a single taxpayer. Many people who are claiming this filing status wonder if they have to claim a child as a dependent on their return in order to qualify. The definition for this filing status is very specific
Head of Household? Do You Have to Claim a Child as a Dependent? Read More »
If you’re ready to get your finances in tip top shape for the New Year, there is one simple strategy that can help you achieve economic security and success. The strategy is to ask yourself “What if?” and then come up with a preventive or proactive solution. “What if”: I lose my job (Would you
Planning Your Finances? Use This One Strategy For Economic Success Read More »
Q:My credit score was ruined. My credit score was 710. I missed a couple of payments on a credit card and this put a black mark on my once flawless credit report. My score dropped to 635 and is affecting my other accounts. What can I do? I already called the bank. I was late
My Credit Was Ruined Over Medical Bills and Health Issues. What Should I Do? Read More »
From birth to 18, a girl needs good parents. From 18 to 35, she needs good looks, from 35 to 55, good personality. From 55 on, she needs good cash. I’m saving my money. ~ Sophie Tucker Well, I better start saving my money. I’m too old to get help from my parents and I am
How to Turn Spending into Saving Read More »
Are you too scared to face your financial situation? Maybe you’ve heard, time and time again, that you need to get your credit report or check your FICO credit score, but you’re too afraid to see what they look like. Perhaps you have a large or overdue tax bill and just thinking about the IRS
If You’re Too Scared to Face Your Finances Here’s What to Do Read More »
So you’ve probably heard the news about the spending boom that occurred on Black Friday and Cyber Monday. In-store and online sales were up 7% and 33% respectively, on each of those days. Even if you didn’t participate in the multi-billion dollar shopping frenzy, have you considered the spending you’re likely to do in the
Poll:Half of Holiday Shoppers Not Setting a Spending Budget Read More »
As more homes go into foreclosure, you might be considering investing in a foreclosed property to generate some extra income. Foreclosed homes can be moneymakers in strong rental markets or if you’re able to sell a deeply discounted property for a higher price in the future. Regardless of whether you’re considering a foreclosure for investment purposes or
Buying a Home in Foreclosure? Here Are 6 Tips Read More »
Have you decided to make the switch from a bank to a credit union or to simply transfer banks? Many consumers are doing just that – especially in light of rising bank fees, the recent Bank Transfer Day and the ongoing Occupy Wall Street movement. 3 Ways to Avoid Rising Bank Fees While you can
5 Memorable Ways to Say Goodbye to Your Bank, a la That JetBlue Flight Attendant Read More »
Black Friday may have brought out the holiday shopping crowds, but Cyber Monday is increasingly generating the biggest bucks for retailers as consumers hop online to make merry and find gifts for the holidays. According to data from IBM Coremetrics and comScore, Cyber Monday sales rose 20% in 2010 and topped $1 billion in online
Cyber Monday Shopping Tips For The Best Deals and Online Safety Read More »
