Unless you’ve been building up a college fund since your child was very young, you probably don’t have the money available to cover the costs of tuition, room and board at a four-year university or college.
What to Do If You Can’t Afford to Send Your Child to College Read More »
30 days. That’s roughly the amount of time the average American sticks to his or her New Year’s resolution. If we’re honest about our financial New Year’s resolutions – like saving money, better organizing our finances, or laying off the credit cards – many of us will admit that we might not even make 30
Jumpstart Your Finances in 30 Days Read More »
If you’re thinking about getting a peer‑to‑peer loan, it’s probably a good idea for those of you who have high interest rate credit card debt. But peer‑to‑peer loans offer far more benefits than just that. For entrepreneurs who need financing, P2P loans are also a ready source of cash. And most small business owners know
The Pros and Cons of Peer-to-Peer Loans for Entrepreneurs and Consumers Read More »
Keeping your finances in order and your budget on track isn’t always easy, and 2011 may not have been your best year financially. Whether you failed to meet your savings target or you faced a serious financial downfall this year, you can learn from your mistakes and set yourself up for a financial recovery plan
5 Financial Mistakes Everyone Should Have Learned Read More »
Dealing with car repairs can be frustrating and stressful and you might find that you can’t even afford to pay the full cost of that repair bill. According to the results of a recent AAA Survey, one quarter of American drivers neglected car repairs because of the economy and could not realistically afford to pay
What to Do If You Can’t Afford a Car Repair Bill Read More »
If stress on the job is making it hard to stay motivated and productive, you might have considered quitting and just starting fresh somewhere else. Unfortunately, leaving a job isn’t so easy. In today’s economy, it’s becoming increasingly difficult to make a career change and find that job of your dreams. Still, you do have
8 Things to Do If You Can’t Take One More Day at Your Job Read More »
If one of your New Year’s resolutions for 2012 is to improve your finances in some way, join the club. According to a survey from TD Ameritrade, 73% of Americans will make at least one money-related New Year’s resolution. Regardless of your current economic circumstances, here are 12 crucial and doable financial goals worth putting
12 Financial New Year’s Resolutions Read More »
Q: Hi, I have rec’d an offer of settlement from a collection agency representing CitiCard for about 18% of the current balance. When I asked to have the “line item” (delinquency) deleted from my record (credit report), the manager responded that: 1) it can’t be done; 2)maybe it could be done but only with a
Will Debt Settlement Appear On My Credit Report? Read More »
Even though most American taxpayers wind up getting a tax refund from the federal government, some taxpayers still owe the Internal Revenue Service money and will not get any type of refund until they clear up their balance and pay off any federal taxes owed. If you’re wondering if you will get a tax refund when
Can I Get an Income Tax Refund If I’m Making Payments on Federal Taxes Owed? Read More »
If you were born in America, you’ve been issued a Social Security card. But what about Americans living in Canada or residents north of the U.S. border? If you are a Canadian citizen, temporary resident, or a newcomer to Canada, the Canadian government will assign you a Social Insurance Number (SIN). This number is required
What is a SIN Card? Is it like a Social Security Card? Read More »
College students who end up carrying a credit card throughout their college careers need to be aware of the repercussions of credit card spending before they charge those books, tuition fees, and entertainment expenses. Many students end up graduating with incredibly high credit card bills because they develop a credit card habit early and end
4 Tips to Select a Credit Card for Your Kid Going to College Read More »
In my previous column, I explained three red flags about your finances that you should be concerned with fixing immediately. Those previous three issues might seem like obvious economic problems. But what about three factors that are not as obvious? They too could set you up to be a financial train wreck. Here are another
3 More Signs You’re a Financial Train Wreck Waiting to Happen Read More »
You need your Social Security card (or at least your Social Security number) to apply for a job, get insurance benefits, file income taxes, and to open up a bank account or seek credit. If you’ve lost your Social Security Card or damage it in some way, you can request a replacement card directly through the U.S. Social Security
Quick Tips to Replace Your Lost Social Security Card Read More »
Going through a divorce will take its toll on your emotional and financial well-being. But did you know that it can also affect your credit score? When you’re thinking about getting a divorce, or already going through divorce, worrying about your credit score is probably low on the priority list but it’s not something you
5 Tips to Protect Your Credit Score During a Divorce Read More »
In the final days before Christmas, a lot of people will be buying gift cards for relatives, friends and co-workers. In fact, Americans will plunk down $28 billion for gifts cards over the holidays, with the average shopper spending $155 on gift cards, according to the National Retail Federation. Since gift cards are the single-most
Gift Cards: The Funny Hidden Messages Behind Giving and Receiving Gift Cards Read More »
