Student Loan Cancellations for Teaching and Community Service

Two other categories that you might qualify for with regard to getting your student loans discharged or cancelled pertain to service-based work.

You can get your educational loans cancelled, or at least greatly offset, for jobs in teaching and public service.

Up to $17,500 Forgiven

Teachers qualify for loan forgiveness in the amount of $5,000 or $17,500 under the Teacher Loan Forgiveness Program. The money is usually doled out to:

  • those who teach in low-income neighborhoods
  • those who teach certain math, science, and special education subjects, and
  • individuals who work in places where there are critical shortages of qualified educators

Additionally, child-care providers, nurses, and others in the medical field who are helping individuals in impoverished areas or high-need communities can also qualify for loan discharges.

So if you happen to be a doctor or nurse working in one of these areas, by all means investigate and see whether you qualify for a loan cancellation and in what amount.

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