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The Hidden Dangers of Buy Now, Pay Later Apps Most People Ignore

The rise of buy now, pay later apps has changed how people shop, offering instant gratification without immediate payment. With just a few clicks, consumers can purchase everything from clothes to electronics, spreading the cost over weeks or months. While convenient, these services hide significant financial risks that can harm your long-term stability. Here are […]

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A cartoon of Lynnette Khalfani-Cox highlights the risks of Buy Now Pay Later plans, revealing that 43% of users miss payments, which could lead to fees and credit damage.

BNPL Warning: 10 Wild Things People Are Buying with Buy Now Pay Later

Buy Now, Pay Later, or BNPL, is quickly becoming a huge form of debt for millions of Americans. What is BNPL? BNPL stands for “Buy Now, Pay Later,” a form of short-term financing that lets consumers split purchases into smaller, interest-free payments—typically over a few weeks or months. Companies like Klarna, Affirm, Afterpay, and Zip

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