My Home Page

department store cards

A person smiling while holding store credit in one hand and a black shopping bag in the other.

How Store Credit Cards Impact Your Credit Score

Q: I am a student at Southeast Missouri State University. About 10 months ago I opened my first student credit card. I eventually got my credit score to 728. In October, I opened an account with a jewelry store in order to buy an engagement ring. I’ve noticed a huge dive in my credit score […]

How Store Credit Cards Impact Your Credit Score Read More »

department store cards

Can I Close a Department Store Credit Card Without Hurting My FICO Score?

If you’re managing several major credit cards along with department store credit cards and wondering if you should start closing a few, you’re not alone. Many consumers want to streamline their credit without negatively impacting their FICO score—especially if they’re in the 700–720 range. So, can you close a department store credit card without hurting

Can I Close a Department Store Credit Card Without Hurting My FICO Score? Read More »

Scroll to Top