How Store Credit Cards Impact Your Credit Score
Q: I am a student at Southeast Missouri State University. About 10 months ago I opened my first student credit card. I eventually got my credit score to 728. In October, I opened an account with a jewelry store in order to buy an engagement ring. I’ve noticed a huge dive in my credit score […]
Can I Close a Department Store Credit Card Without Hurting My FICO Score?
If you’re managing several major credit cards along with department store credit cards and wondering if you should start closing a few, you’re not alone. Many consumers want to streamline their credit without negatively impacting their FICO score—especially if they’re in the 700–720 range. So, can you close a department store credit card without hurting […]