College Costs Are Up 10% : How Families Are Really Paying for School

how families pay for college

Knowledge Snapshot: how families pay for college Families spent an average of $34,019 on college during the 2025-26 academic year. That amount was approximately 10% higher than the previous year. 49% came from family income and savings. 27% came from scholarships and grants. 22% came from parent and student borrowing. 2% came from gifts or […]

The Pros and Cons of Paying Off Someone Else’s Debt

Paying off someone else’s debt, get out of debt,

Paying off someone else’s debt may feel like the ultimate act of love or support. Whether it’s a struggling adult child, a partner in crisis, or a friend trying to get back on their feet, the instinct to help can be powerful. But before you reach for your checkbook, it’s crucial to understand both the […]

How to Build Wealth While Raising a Family

Smart Mom Rich Mom

How to Build Wealth While Raising a Family: If you have kids like I do, you know firsthand how expensive it can be to raise a family. Between diapers, daycare, school supplies, and never-ending grocery bills, those costs add up fast. And the more children you have, the more pressure you feel on your monthly […]