The Money Coach
  • About
    • Meet Lynnette
    • Media Kit
  • Get Help
    • Money Coach University™
    • Books
    • Financial Coaching
    • Speaking
    • The Money Coach Recommends™
  • Contact
  • Building Wealth
  • Investing
  • Credit Scores
  • Student Loans
  • Paying for College
  • Saving Money
  • Real Estate
  • Credit Card Debt
No Result
View All Result
The Money Coach
  • About
    • Meet Lynnette
    • Media Kit
  • Get Help
    • Money Coach University™
    • Books
    • Financial Coaching
    • Speaking
    • The Money Coach Recommends™
  • Contact
No Result
View All Result
The Money Coach
No Result
View All Result

What To Do When You Are a Victim of Identity Theft

Lynnette Khalfani-Cox, The Money Coach by Lynnette Khalfani-Cox, The Money Coach
in Identity Theft
Reading Time: 2 mins read
victim of identity theft
10
SHARES
159
VIEWS
Share on FacebookShare on Twitter

A subscriber to my newsletter went to Half.com, a division of Amazon.com and ordered a book. When she got her Discover card statement, she found a bogus charge described as Amazon.com. She wanted to know what to do.

This sounds like a case of identity theft (i.e. use of your credit card number without your knowledge or consent) by someone on Half.com and/or Amazon.com.

Do follow Amazon’s advice and alert Discover about this incident. Request that Discover reverse the charge and have them cancel that card and re-issue you another one.

You should also immediately pull your credit reports — all three of them, from TransUnion, Equifax, and Experian. You can get 1 credit report fee of charge every 12 months from each credit bureau via www.annualcreditreport.com.

If you’ve already gotten a report via annualcreditreport.com, just go to the bureau’s website, and request a credit report online directly from them. Don’t buy a credit report. Find the site info for each website that gives free credit reports for the victims of identity theft. Under the Fair Credit Reporting Act, if you’ve been a victim of fraud or identity theft you do not have to buy a credit identity_theft_recovery_guidereport.

After you get your reports, scrutinize them to make sure no other unauthorized charges have been made and that no accounts have been opened in your name. If you detect any suspicious activity, notify a local law enforcement agency, as well as the Federal Trade Commission (www.ftc.gov). Lastly, if fraud did occur, put a fraud alert or a credit freeze on your credit reports to prevent this identity thief from accessing your credit in the future.

A final word: it sounds like Amazon knows who was involved, or at least has more information about individual/Amazon user who misused your card. Since Amazon said they’re willing to turn over other info to law enforcement, or Discover, you should definitely notify the authorities and Discover of that fact.

For more information of what to do if you are a victim of identity theft read this.

Previous Post

The 529 College Savings Plan Explained

Next Post

How Big of a Down Payment Do I Need to Buy a Home?

Related Articles

Identity Theft Victim What to Do Ask The Money Coach
Identity Theft

Victim of Identity Theft? Here’s What to Do

by Guest Blogger
Equifax Data Breach
Identity Theft

How to Protect Your Credit After The Equifax Data Breach

by Lynnette Khalfani-Cox, The Money Coach
Equifax Hack
Identity Theft

The Equifax Hack: What Equifax Got Right and Wrong Amid Data Breach

by Lynnette Khalfani-Cox, The Money Coach
How to Keep Hackers From Ruining Your Financial Life
Identity Theft

How to Keep Hackers From Ruining Your Financial Life

by Lynnette Khalfani-Cox, The Money Coach
phishing scams
Identity Theft

Watch Out for Tax-Related Phishing Scams

by Guest Blogger
filed taxes in your name
Identity Theft

Did Someone Use Your Social Security Number to File Taxes? Here’s What to do

by Lynnette Khalfani-Cox, The Money Coach
How to Safeguard Your Tax Refund and Your Credit From Identity Theft
Identity Theft

How to Safeguard Your Tax Refund and Your Credit From Identity Theft

by Guest Blogger
error on credit report
Identity Theft

Is Privacy an Illusion?

by Guest Blogger
Top 10 List of States for Identity Theft Includes Florida, Georgia, California
Identity Theft

Top 10 List of States for Identity Theft Includes Florida, Georgia, California

by Lynnette Khalfani-Cox, The Money Coach
Next Post
Your First Home Lynnette Khalfani-Cox

How Big of a Down Payment Do I Need to Buy a Home?

About

Lynnette Khalfani-Cox, The Money Coach®, is a personal finance expert, speaker, and author of 15 money-management books, including the New York Times bestseller Zero Debt: The Ultimate Guide to Financial Freedom.

Lynnette has been seen on more than 1,000 TV segments nationwide, including television appearances on Oprah, Dr. Phil, The Dr. Oz Show, The Steve Harvey Show, Good Morning America, The TODAY Show and many more.

Quick Links

  • Money Coach University
  • Lynnette's Personal Site
  • The Money Coach Corporate Site
  • Video Portfolio
  • Privacy Policy

All information on this blog is for educational purposes only. Lynnette Khalfani-Cox, The Money Coach, is not a certified financial planner, registered investment adviser, or attorney. If you need specialty financial, investment or legal advice, please consult the appropriate professional. Advertising Disclosure: This site may accept advertising, affiliate payments or other forms of compensation from companies mentioned in articles. This compensation may impact how and where products and companies appear on this site. AskTheMoneyCoach™ and Lynnette Khalfani-Cox, The Money Coach® are trademarks of TheMoneyCoach.net, LLC.

©2009-2022 TheMoneyCoach.net, LLC. All Rights Reserved.

No Result
View All Result
  • Meet Lynnette
  • Money Coach University™
  • Books
  • Financial Coaching
  • Speaking
  • The Money Coach Recommends™
  • Media Kit
  • Contact

©2009-2021 TheMoneyCoach.net, LLC. All Rights Reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

Add New Playlist