Christmas and holiday season

Last Updated 15th August, 2014 For many Americans, a big part of the holidays involve giving presents to others. But it’s perfectly fine and feasible to not give gifts to family and friends and still enjoy the holiday season. In fact, if the tough economy or a job layoff has taken a toll on your […]

Last Updated 31st January, 2014 If you’re already thinking about holiday spending and want to be a savvy shopper, you might be considering using layaway in order to stick to a budget or avoid racking up credit card debt. I think using layaway is a great strategy and we’ve had a number of retailers in […]

Last Updated 15th October, 2012Although lots of people are in the throes of back-to-school shopping, it’s a good idea to think about holiday shopping too. That’s right: holiday shopping. Even though we’re tip-toeing into fall, it’s never too soon to start planning – and budgeting for – those inevitable holiday purchases you know you’re going […]

Last Updated 1st April, 2014The holiday shopping season is upon us and it could make or break many major retailers. With more retailers closing stores, or going out of business completely, consumers are confused about what will happen to their outstanding product orders, unused gift cards and extended warranties. When a retailer files for bankruptcy, […]