Author name: AskTheMoneyCoach

AskTheMoneyCoach.com is a financial education and coaching company that aims to empower individuals with the knowledge and skills they need to achieve their financial goals. Founded by Lynnette Khalfani-Cox, a personal finance expert and Earl Cox, a book agent and publisher, AskTheMoneyCoach.com offers a range of services, including one-on-one coaching, online courses, books, and speaking engagements. Articles and services mentioned under the AskTheMoneyCoach byline are not written or endorsed by Lynnette Khalfani-Cox.

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Earn 1.5% Cash Back Rewards With This Credit Card

In today’s fast-paced world, finding the right credit card can make a significant difference in how we manage our finances and earn rewards. If you’re looking for a straightforward, rewarding credit card, the Capital One Quicksilver card deserves your attention. This article will explore the benefits of this card and how it can enhance your […]

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student loan terms

25 Student Loan Terms Every Borrower Needs to Know

Student loan debt in the United States has reached a staggering $1.6 trillion, affecting millions of borrowers across the country. Whether you’re a current student, recent graduate, or parent helping to finance your child’s education, understanding the complex world of student loans is crucial for making informed financial decisions. With a myriad of terms, programs,

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How to Redesign Your Dining Room on a Budget

Redesigning your home can be a costly affair. Aside from shelling out for things like paint, tiles, and new furniture, you’ll also have to pay a professional contractor if you’re looking to make more significant changes. All these costs can add up with Houzz’s research finding that the average home renovation sees homeowners spending up

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Bounce Back - The ultimate Guide to Financial Resilience

Common Financial Mistakes to Avoid During Divorce

Divorce can feel like navigating a stormy sea, tossing you between emotional turmoil and financial uncertainty. It’s all too easy to miss crucial financial decisions that could shape your future for years to come.  In her insightful book, Bounce Back: The Ultimate Guide to Financial Resilience, Lynnette Khalfani-Cox, The Money Coach, offers invaluable guidance to

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Two gold rings resting on a wet, textured surface with water droplets reflect thoughtful choices even within a budget.

Common Financial Mistakes to Avoid During Divorce

Going through a divorce is undoubtedly a challenging time, both emotionally and financially. Amidst the emotional turmoil, paying close attention to your financial decisions is crucial to secure your future. Here are some common financial mistakes to avoid during a divorce: Understand Your Financial Situation You should take the time to assess your assets, debts,

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The bride, adorned in a white dress with silver beading, a necklace, and a veil, poses confidently for the camera. Her radiant look proves that elegance doesn't need to break the budget.

Planning Your Dream Wedding Without Going into Debt

Your wedding day is one of your life’s most exciting and joyous occasions. As you envision walking down the aisle toward your soulmate, surrounded by loved ones, your heart fills with anticipation of this magical new chapter. However, weddings can also bring on anxiety over finances and debt. Many couples get caught up in the

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A pile of various cryptocurrency coins, including Bitcoin and others, displayed against a dark background, serves as a vivid reminder of the modern digital era where budget management and smart credit decisions become integral parts of any savvy financial planner's toolkit.

Understanding the Bitcoin Halving: A Comprehensive Guide

Bitcoin Halving is a pivotal event in the crypto market, occurring approximately every four years or after 210,000 blocks have been mined, aimed at curbing inflation and maintaining the scarcity of Bitcoin. This process not only ensures the longevity and stability of the cryptocurrency but also marks significant milestones in the blockchain countdown towards the theoretical

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A person, perhaps a financial planner caught in irony, is outside a building, using a lighter to burn a dollar bill emblazoned with the Bitcoin symbol—a striking image of budget decisions and credit considerations in today’s rapidly changing economic landscape.

Understanding the Concept of Crypto Burning

In the realm of cryptocurrencies, one term you might often encounter is ‘crypto burn’ or ‘coin burn.’ This concept, though seemingly abstract, plays a crucial role in determining the value and scarcity of a particular cryptocurrency. Let’s delve into this concept and understand what it means to ‘burn’ crypto. Defining Crypto Burning Crypto burning, also

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A woman, possibly a financial planner, sits at a desk with a laptop and microphone, holding a financial chart in front of a ring light. In the background, there's a whiteboard and potted plant.

Association for Women in Cryptocurrency Report Finds Inclusion Gaps in Crypto Industry

Summary: The Association for Women in Cryptocurrency (AWIC) has released its inaugural State of Inclusion Report, a comprehensive study evaluating the state of inclusion in the crypto industry. The report, based on over 500 responses from 215 companies, nonprofits, and government agencies, exposes significant gaps in gender-based inclusion within the crypto industry compared to the

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Verby™

Verby™ Launches AI-Powered Coach to Revolutionize Personal Development and Relationship Building

Innovative platform offers personalized, real-time feedback to enhance conversational and interpersonal skills WESTBOROUGH, Mass., March 26, 2024 /PRNewswire/ — Verby, an innovative AI coach that helps users develop crucial life skills to improve their relationships and achieve their goals, launched today. Created by tech entrepreneur Saro Saravanan, Verby provides personalized, real-time feedback and guidance to

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A person holds a smartphone displaying a stock chart with the label "Amazon" and price "$1,776.60," offering a glimpse into their financial planning strategy against a blurred background.

A Comprehensive Guide to Start Investing for Beginners

Investing can be an overwhelming endeavor, especially for beginners. However, with the right knowledge and guidance, it can become an empowering tool for wealth creation. This comprehensive guide aims to simplify the process and equip beginners with the necessary information to kick start their investing journey. Understanding Investing Investing, in its simplest form, is the

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Two people having a conversation while seated in armchairs, with a small table and two mugs between them, discussing how a financial planner could help manage their budget.

Working on Your Financial Progress? Here are 5 Tips You Can Start Implementing Today

(BPT) – What does financial progress look like to you? Whether you are working to put money away for a big-ticket item or trying to keep up with your utility bills, making financial progress can often feel like an uphill climb. However, with the right tools and mindset, it doesn’t have to be an unpleasant

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An adult, like a caring financial planner guiding wise decisions, helps a child put on a face mask in a softly lit room.

Finding the Right Fit: The Essential Guide to Staffing in Healthcare

In the fast-paced and ever-important field of healthcare, finding the right professionals to fill staffing needs is more crucial than ever. With the demand for healthcare services increasing, the challenge of sourcing qualified candidates who can meet the high standards of care and expertise required is a significant hurdle for many institutions. This guide aims

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A man and woman sit at a table, both wearing glasses, looking at a laptop screen and smiling. The man holds a smartphone, possibly discussing their budget with the help of an online financial planner.

5 Expert Tips to Help You Get Your Finances in Order

(BPT) – While many costs may be stabilizing or even slightly decreasing these days, the Consumer Price Index reveals that some prices remain stubbornly high, including basics like rent and many food items. These external circumstances can make it difficult to stay on top of your household finances, even with steady employment. Some things are

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A shark glides underwater, mouth open, revealing a wallet brimming with cash—an unexpected financial planner of the deep.

Over 1-in-5 Americans Admit to Having Been a Loan Shark, Finds Study

Key Findings: 39% of lenders reported a deterioration in their relationships with friends or family following a loan.  Two-thirds lamented their decision to lend money to close ones. Infographic showing loan shark numbers by state. When traditional lending options like banks and credit cards are out of reach or unappealing, especially during periods of high interest

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