Many people say they want to get out of debt but they continue to make the same financial mistakes over and over again.

In this video, I’ll tell you 4 of the dumbest things you can do if you want to get out of debt.

These tips and others can be found in my New York Times best-seller, Zero Debt: The Ultimate Guide to Financial Freedom.

Zero Debt is a 30-day action plan for getting out of debt.

If you make any of these four blunders, they can cost you in many ways: You can wind up going further into debt, you can jeopardize personal relationships, and you can also set a bad example for family and friends.

Don’t wait until you hit rock bottom – and have a financial catastrophe such as bankruptcy or foreclosure – to decide to get out of debt.

And don’t let these crucial mistakes keep you owing money year after year. So without further adieu, here are four of the dumbest things that people do when they’re deep in debt.

Hopefully, after watching this video, you won’t make these financial and credit mistakes.