The Money Coach
  • About
    • Meet Lynnette
    • Media Kit
  • Contact
  • Subscribe
  • QR Code
  • Books
  • Categories
  • Coaching
  • Hire Lynnette
  • Money Coach University™
  • The Money Coach Recommends™
No Result
View All Result
The Money Coach
  • About
    • Meet Lynnette
    • Media Kit
  • Contact
  • Subscribe
  • QR Code
No Result
View All Result
The Money Coach
No Result
View All Result

What Should I Do If My Canadian SIN Card Has Been Stolen

Lynnette Khalfani-Cox, The Money Coach by Lynnette Khalfani-Cox, The Money Coach
in Identity Theft
Reading Time: 2 mins read
SIN card
83
SHARES
1.4k
VIEWS
Share on FacebookShare on TwitterShare on LinkedIn

Your Social Insurance Number (SIN) is required for work and to receive any type of government benefits in Canada. You will be assigned a unique number if you are a Canadian citizen, a temporary resident, or a newcomer to Canada.

It works in a similar way as the Social Security Number (SSN) issued to eligible candidates in the United States and there is a risk that someone can steal your number and use it illegally.

Here’s what you need to do if your SIN card has been stolen:

Review all financial transaction statements closely

If someone has stolen your Social Insurance Number, they may also have tapped into your bank accounts or used your credit card without your authorization. Immediately take a look at your bank account balances, recent credit card transactions, and other financial transaction statements to detect any type of suspicious activity.

If you find that someone has been using your credit cards or withdrawn funds from your accounts, you will need to contact each financial institution immediately and report the fraudulent activity.

Check your mail services

Make sure that your mail delivery has not been disrupted in any way. Anyone with your SIN can steal your identity and change your address or contact information.

Verify that everything is still in order and that your contact information hasn’t changed.

Notify the credit bureaus

You will need to contact Equifax in Canada (1-800-465-7166) and TransUnion in Canada (1-800-663-9980) for a free copy of your credit report. (As of 2009, Experian stopped providing credit reports for residents in Canada).

Take a good look at your credit reports to make sure that no accounts have been opened in your name, and that your account balances haven’t suddenly increased.

If you see signs of any type of suspicious activity, you can ask the credit bureau to flag your credit file and explain that you think your personal information has been put at risk. To flag your credit file, put a fraud alert or credit freeze on it.

Call the police

If you believe your SIN card has been used fraudulently by using your credit cards, tapping in to your bank accounts, changing your mail delivery service, or by applying for loans and credit cards in your name, you should call the police to report the fraudulent activity.

The police department will need to know as many details as possible, including when you first realized that your SIN card had been stolen, and what types of accounts you believe have been compromised. The police can investigate the case or forward it to the necessary parties for further investigation.

Tags: CanadaGovernmentSIN card
Previous Post

What is the American Recovery and Reinvestment Act?

Next Post

My Husband Defaulted on a Student Loan. What Should We Do?

Related Posts

Identity Theft Victim What to Do Ask The Money Coach

Victim of Identity Theft? Here’s What to Do

by Guest Blogger

In 2017, 16.7 million people were victims of identity theft, suffering a record $16.8 billion in losses. Today, many of our standard transactions like banking, bill paying, and even shopping are online. The growth of online activity has increased convenience for consumers, but the continuous exchange of personal information online has likely...

Equifax Data Breach

How to Protect Your Credit After The Equifax Data Breach

by Lynnette Khalfani-Cox, The Money Coach

Scores of Americans are worried about the latest huge cyber hack in the U.S., an Equifax data breach that could impact up to 143 million consumers nationwide. Equifax, one of the country’s biggest credit bureaus, says cyber criminals hacked into its systems and gained unlawful access to people’s Social Security...

Equifax Hack

The Equifax Hack: What Equifax Got Right and Wrong Amid Data Breach

by Lynnette Khalfani-Cox, The Money Coach

Equifax, one the nation’s largest credit reporting agencies, suffered a massive data breach that affected up to 143 million Americans – nearly half the population in the United States. Here’s a look at both sides, in the hopes that Equifax and other organizations will learn some do’s and don’ts when...

How to Keep Hackers From Ruining Your Financial Life

How to Keep Hackers From Ruining Your Financial Life

by Lynnette Khalfani-Cox, The Money Coach

Hackers have victimized tens of millions of Americans lately by stealing personal information ranging from credit card accounts to Social Security numbers. With such information, a hacker or identity thief can open new loans or accounts in your name, file a fraudulent tax return, or even empty your bank accounts...

phishing scams

Watch Out for Tax-Related Phishing Scams

by Guest Blogger

Just because your tax return has been filed and any refund may have already been spent or tucked away in savings, that doesn’t mean thieves are done trying to get their hands on your data or your cash. This is the time of year when identity thieves are on the...

filed taxes in your name

Did Someone Use Your Social Security Number to File Taxes? Here’s What to do

by Lynnette Khalfani-Cox, The Money Coach

The IRS says that millions of people have become victims of con artists that have used the victim's social security numbers to file taxes. Once the scammers file taxes, they turn around and collect tax refunds from the government. Meanwhile, not only has the victim's identity been stolen, they are...

How to Safeguard Your Tax Refund and Your Credit From Identity Theft

by Guest Blogger

Imagine filing your federal taxes with the Internal Revenue Service, only to have your tax return rejected because some crook has already used your Social Security number and claimed a bogus tax refund. All of a sudden you face an IRS nightmare. You must prove your identity to the feds....

Load More

Popular Posts

  • Car repair

    What to Do If You Can’t Afford a Car Repair Bill

    1369 shares
    Share 548 Tweet 342
  • What to Do if Your Spouse Stole Money From You

    1159 shares
    Share 464 Tweet 290
  • What to Do If You Can’t Afford to Leave Your Spouse

    1096 shares
    Share 438 Tweet 274
  • Here’s Why I Pay My Kids For Good Grades (And Maybe You Should Too)

    999 shares
    Share 399 Tweet 250
  • What Do All Those Strange Codes In My Credit Report Mean?

    808 shares
    Share 323 Tweet 202
  • Do This Now If Your Wages Were Not Reported

    736 shares
    Share 294 Tweet 184
  • How to Find Out if a Debt Collector is Licensed to Collect Your Debt

    713 shares
    Share 285 Tweet 178

All information on this blog is for educational purposes only. Lynnette Khalfani-Cox, The Money Coach, is not a certified financial planner, registered investment adviser, or attorney. If you need specialty financial, investment or legal advice, please consult the appropriate professional. Advertising Disclosure: This site may accept advertising, affiliate payments or other forms of compensation from companies mentioned in articles. This compensation may impact how and where products and companies appear on this site. AskTheMoneyCoach™ and Lynnette Khalfani-Cox, The Money Coach® are trademarks of TheMoneyCoach.net, LLC.

©2009-2023 TheMoneyCoach.net, LLC. All Rights Reserved.

RSS / Sitemap /Submit an Article / Privacy Policy / LynnetteKhalfaniCox.com

No Result
View All Result
  • Books
  • Categories
  • Contact Lynnette
  • Get Coaching
  • Hire Lynnette
  • Money Coach University™
  • The Money Coach Recommends™
  • Home
  • Subscribe to Newsletter
  • QR Code

©2009-2021 TheMoneyCoach.net, LLC. All Rights Reserved.

Welcome Back!

Login to your account below

Forgotten Password?

Retrieve your password

Please enter your username or email address to reset your password.

Log In

Add New Playlist